Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Atlantic City, NJ metro
- UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 1 branch
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - Parke BankParke Select Money MarketParke Select Money Market · $1,000 min · 3.50%–3.75% by balance
Bank · 2 branches
3.50%APY$350 a year on $10,000Requirements
Product: Minimum deposit required to open is $1,000. No service charges imposed provided you maintain a daily minimum balance of $1,000. A monthly fee of $7 will be charged if the minimum balance falls below $1,000. Fees may reduce earnings.
Offer: Deposit balance up to $49,999.99. Minimum deposit to open is $1,000. Monthly fee of $7 waived with $1,000 daily minimum balance.
3.44% interest rate · $7 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Parke Select Money Market Balance APY Up to $50,000Your amount 3.50% $50,000 and up 3.75% Rate checked
More details - First Harvest Credit UnionGrowth Savings AccountSavings · $0 min · 0.01%–3.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: No withdrawal penalties. Special promotional rate offers valid for funds not currently on deposit with First Harvest Credit Union, or qualifying by depositing an additional $5,000 or more in new money.
Offer: Tier 1 balance tier.
Promotional rate · 0.01% interest rate
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 0.01% $1,000 – $100,000Your amountTier 2 balance tier. Offer valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money. 3.00% $100,000 – $250,000Tier 3 balance tier. Offer valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money. 3.00% $250,000 – $500,000Tier 4 balance tier. Offer valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money. 3.00% $500,000 and upTier 5 balance tier. 0.30% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: No withdrawal penalties. Special promotional rate offers valid for funds not currently on deposit with First Harvest Credit Union, or qualifying by depositing an additional $5,000 or more in new money.
Offer: Promotional rate paid on minimum balance of $1,000 with maximum balance of $499,999. Valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money.
Promotional rate · Balance cap $499,999 · Effective Sep 23, 2026
Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 9 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 4 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Primary operating region is Cape May County, NJ; applicants must physically come into a branch location to open any account. Account is limited to one (1) withdrawal per month. $25.00 monthly service fee if daily minimum balance of $5,000.00 is not met. $5.00 per withdrawal in excess of one (1) permitted monthly withdrawal. Interest paid monthly.
Offer: Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained.
0.50% interest rate · $25 monthly fee · Effective May 19, 2026
Rate by balance
Rate by balance for Step-Saver Balance APY Up to $5,000 0.50% $5,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 and up 2.01% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 4 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - EdiFi Credit UnionMoney MarketMoney Market · $1,000 min · 0.65%–1.20% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Minimum balance to earn dividends is $1,000.00. Dividends are compounded and credited monthly. A fee will be assessed when balance falls below the minimum requirement. Limited to six transfers/withdrawals per calendar month.
Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 0.65% $25,000 and up 1.00% $50,000 and up 1.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 4 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Atlantic City Electric Company Employees FCUHigh Yield Savings AccountsSavings · $1,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Additional terms, conditions, and withdrawal limitations may apply.
Rate by balance
Rate by balance for High Yield Savings Accounts Balance APY $1,000 – $29,999Your amount 0.50% $30,000 – $49,999 0.75% $50,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Monthly maintenance fee is $5 if daily balance is below $250; free if daily balance is $250 and above.
Offer: $5 monthly maintenance fee waived with daily balance of $250 or more.
0.05% interest rate · $5 monthly fee · Effective Mar 27, 2024
Rate by balance
Rate by balance for Diamond Savings Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $250,000Your amount 0.50% $250,000 – $500,000 1.00% $500,000 and up 2.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 4 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Atlantic City Electric Company Employees FCURegular Share SavingsSavings · $5 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000intro rateRequirements
Product: Open with an initial minimum deposit of $5.00 and maintain that balance to remain a member in good standing; $5.00 minimum to earn APY. Dividends declared and credited quarterly.
Offer: Dividend period is 7/1/26 – 9/30/26. Minimum opening amount is $5.00; minimum to earn the APY is $5.00.
Promotional rate · 0.40% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Atlantic City, NJ metro
57 accounts at 19 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 0.81%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Atlantic City, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Parke BankBank · 2 branches
- First Harvest Credit UnionCredit union · 1 branch