Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 101 results in Arkansas
- Little Rock Fire Department FCUShare Savings AccountsSavings · $10 min · 3.56%–4.08% by balance
Credit union · 3 branches
3.98%APY$398 a year on $10,000intro rateRequirements
Product: Tiered rate account; dividends figured on an average daily balance. Available to members of Little Rock Fire Department FCU only. A $10.00 deposit establishes membership.
Offer: Dividends paid for the 3rd Quarter 7-01-2026 thru 9-30-2026 figured on average daily balance.
Promotional rate · 3.50% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $500 3.56%* $500 – $2,000 3.67%* $2,000 – $5,000 3.77%* $5,000 – $10,000 3.87%* $10,000 – $25,000Your amount 3.98%* $25,000 and up 4.08%* Rate checked
More details - Barksdale Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.25%–3.75% by balance
Credit union · 5 branches
3.75%APY$375 a year on $10,000Requirements
Product: Tiered rate structure. Monthly maintenance fee of $6 applies if aggregate combined balance falls below $200, unless waived by maintaining aggregate daily balance or holding a qualifying credit union loan.
Offer: Tier 1 rate applicable to balances up to $10,000. Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan.
3.69% interest rate · $6 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000Your amount 3.75% Over $10,000 0.25% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 6 branches
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 30, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 30, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Requires $2,500 minimum opening deposit. $20.00 monthly fee if daily minimum balance of $2,500.00 is not maintained. Dividends calculated using daily balance method. Subject to excessive withdrawal fee of $7.50 per withdrawal after 6 per month.
Offer: $2,500.00 minimum balance to avoid fee and to earn dividend. $20.00 monthly fee if daily minimum balance is not maintained.
$20 monthly fee · Effective Mar 11, 2026
Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 6 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking to automatically deposit rewards. Qualifications per Monthly Qualification Cycle: at least 12 debit card purchases post and settle, and be enrolled in and log into online banking.
Offer: Earns 3.00% APY on balances up to $100,000 when qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · No monthly fee
Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 7 branches
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - TruService Community FCUMoney Market Savings - VariableMoney Market Savings - Variable · $2,500 min · 1.60%–2.80% by balance
Credit union · 3 branches
2.30%APY$230 a year on $10,0001.59% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Savings - Variable Balance APY $2,500 – $10,000 1.60% $10,000 – $50,000Your amount 2.30% $50,000 – $100,000 2.60% $100,000 and up 2.80% Rate checked
More details - 2.25%APY$225 a year on $10,000
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999Your amount 2.25% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - Telcoe Federal Credit UnionQuarter Plus Money Market Savings AccountQuarter Plus Money Market Savings Account · $2,500 min · 1.26%–3.56% by balance
Credit union · 4 branches
2.53%APY$221 a year on $10,0002.21% on $10,000Requirements
Product: Must be a Telcoe Federal Credit Union member ($2,500 minimum deposit to open). $3 monthly fee if balance falls below $2,500 (or account changes to a regular Share account). 3 free monthly withdrawals and 3 free monthly transfers ($10 thereafter). Rates are split rate: only funds comprising each tier earn that tier's dividend rate.
Offer: $3 monthly fee applies if balance is below $2,500. Rates are split rate: only funds that comprise each tier earn the disclosed rate. If balance dips below $2,500, account may change to a regular Share account.
1.25% interest rate · $3 monthly fee
Rate by part of balance
Rate by balance for Quarter Plus Money Market Savings Account Balance APY Up to $2,499 1.26% $2,500 – $9,999Disclosed APY range is 1.26% - 1.83%. Rates are split rate. 2.53% $10,000 – $49,999$3 monthly fee waived with $2,500 minimum balance. Disclosed APY range is 1.83% - 2.80%. Rates are split rate. 3.05% $50,000 – $99,999$3 monthly fee waived with $2,500 minimum balance. Disclosed APY range is 2.80% - 3.00%. Rates are split rate. 3.20% $100,000 – $499,999$3 monthly fee waived with $2,500 minimum balance. Disclosed APY range is 3.00% - 3.28%. Rates are split rate. 3.35% $500,000 and up$3 monthly fee waived with $2,500 minimum balance. Disclosed APY range is 3.28% - 3.49%. Rates are split rate. 3.56% Each rate is paid on the part of the balance in its range.
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Prize-linked savings account. Each $25 deposit earns one entry into monthly and quarterly drawings (up to 10 entries per month).
Offer: $25 to start. Minimum balance of $25.00 to earn dividend. Each $25 deposit earns an entry into monthly/quarterly drawings (up to 10 entries per month).
Effective Mar 11, 2026
Rate checked
More details - Electric Cooperatives FCUMoney Market CheckingMoney Market Checking · $2,500 min · 1.01%–2.28% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $5,000 1.01% $5,000 – $10,000 1.51% $10,000 – $25,000Your amount 1.77% $25,000 and up 2.28% Rate checked
More details - Arkansas Farm Bureau Federal Credit UnionOne Year Notice AccountSavings · $500 min
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Membership eligibility required.
Offer: Dividends compounded and credited quarterly. Minimum balance $500.00 to earn stated APY. One-year notice required for withdrawal. Withdrawals prior to notice incur 10% forfeiture penalty.
1.60% interest rate · Balance cap $150,000
Rate checked
More details - Barksdale Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–2.27% by balance
Credit union · 5 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered-rate account; dividends calculated using average daily balance method. Requires maintaining a $2,500 balance to avoid a monthly minimum balance fee. Maximum of 3 checks per month without fee ($10 fee per check over 3). Maximum of 6 transfers/withdrawals per month ($2 fee per withdrawal over 6).
Offer: Applies to balance tier $2,500 to < $10,000. Minimum balance of $2,500 required to earn stated APY and avoid monthly fee.
1.25% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Arkansas
101 accounts at 40 banks and credit unions · checked Oct 22–30
- Typical
- 0.25%
- Top 10% from
- 2.21%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches