Credit union · NCUA insured
TruService Community FCU Savings Rates
Top CarrotTruService Community FCU’s best savings rate is 2.30% APY on $10,000, with its Money Market Savings - Variable. Rates checked October 22, 2026.
How TruService Community FCU’s savings rates compare
Compared with banks and credit unions near Little Rock, AR, where TruService Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
TruService Community FCU
2.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $230
Money Market Savings - Variable
Top rate
First Service Bank
4.64%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $464
2nd-highest rate
Gateway Bank
4.08%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $408
TruService Community FCU savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0002.30%
- $100,000 balance$100,0002.80%
- QualifiedQualified2.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TruService Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings - Variable
2.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.60% | — |
| $10,000 – $50,000 | 2.30% | $230 |
| $50,000 – $100,000 | 2.60% | — |
| $100,000 and up | 2.80% | — |
Sources (1)
- truservice.net/rates · captured Oct 4, 2026
Prime Share Account
Up to 0.25%APY
$5 minimum opening deposit for ownership share. No minimum balance. Six FREE transactions allowed per month (by withdrawals or transfers). Quarterly dividends. Eligible for prepaid debit card. Accessible via TruTeller telephone banking, NetBranch Online Banking, and TruService Mobile Banking App. Deposits federally insured by the NCUA up to at least $250,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.00% | $0 |
| $200 and up | 0.25% | $25 |
| $50,000 and up | 0.50% | — |
| $100,000 and up | 0.75% | — |
Performance Share
Up to 0.50%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $200 and up$1,000 to open | 0.50% | $1,000 | $50 |
| $200 and up$0.01 to open | 0.00% | $0.01 | $0 |
Sources (1)
- truservice.net/rates · captured Oct 22, 2026
Special-purpose accounts
Kids Club Savings Account
5.17%APY
Available for children under the age of 18. Maximum deposit $10,000. $5 minimum opening deposit. Earns higher interest rate than typical youth savings account. Quarterly dividends. Rates adjusted quarterly based on the 2-year treasury rate. If funds are withdrawn before age 18, the account will be closed and incur a $30 early closure fee. Once child turns 18, converts to Miscellaneous Club account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Rates adjusted quarterly based on the 2-year treasury rate. Maximum deposit $10,000. If funds are withdrawn before age 18, account closed and incurs $30 early closure fee. Available for children under age 18. Quarterly dividends.Up to $10,000 | 5.17% | $517 | Rates adjusted quarterly based on the 2-year treasury rate. Maximum deposit $10,000. If funds are withdrawn before age 18, account closed and incurs $30 early closure fee. Available for children under age 18. Quarterly dividends. |
Sources (3)
All captured Oct 22, 2026
Christmas Club Account
0.50%APY
$25 minimum opening deposit. No minimum balance. One withdrawal per year ($15 fee/withdrawal in excess of one per year). Quarterly dividends. Accessible via TruTeller telephone banking, NetBranch Online Banking, and TruService Mobile Banking App. Deposits federally insured by the NCUA up to at least $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upOne withdrawal per year ($15 fee/withdrawal in excess of one per year). Quarterly dividends.$200 and up | 0.50% | $50 | One withdrawal per year ($15 fee/withdrawal in excess of one per year). Quarterly dividends. |
IRA Share
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.50% | $50 |
Sources (1)
- truservice.net/rates · captured Oct 22, 2026
Miscellaneous Club Accounts
0.50%APY
Special savings accounts for members who want to save for a specific purpose, such as a family vacation or for taxes. $25 minimum opening deposit. No minimum balance. One withdrawal per quarter ($15 fee/withdrawal in excess of one per quarter). Quarterly dividends. Accessible via TruTeller telephone banking, NetBranch Online Banking, and TruService Mobile Banking App. Deposits federally insured by the NCUA up to at least $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upOne withdrawal per quarter ($15 fee/withdrawal in excess of one per quarter). Quarterly dividends.$200 and up | 0.50% | $50 | One withdrawal per quarter ($15 fee/withdrawal in excess of one per quarter). Quarterly dividends. |
Youth Share
Up to 0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.00% | $0 |
| $200 and up | 0.50% | $50 |
Sources (1)
- truservice.net/rates · captured Oct 22, 2026
Who can join TruService Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you own or operate a business or organization located in one of the 15 eligible Arkansas counties.
- Eligible if you live, work, worship, attend school, volunteer, participate in programs supporting individuals experiencing poverty or hardship, or belong to an organization headquartered in 15 specified Arkansas counties.
Employers and groups
- Eligible if you are a current employee of the credit union.
- Eligible if you are retired from qualifying employment and receive a pension or annuity.
Family and household
- Eligible if you are an immediate family member of, or live in the same household as, an eligible member.
- Eligible if you are the spouse of an eligible person who has passed away.
1 more way to join
Other ways
- Eligible if your organization qualifies through an eligible individual or group affiliation.
Cost to join
- Open a savings account online or in-branch with a minimum initial deposit of $5.
Membership information collected October 4, 2026.