Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 257 results in Kansas
- 4.00%APY$400 a year on $10,000
Requirements
Product: Online-only account. Interest compounded daily and credited on the last day of each calendar quarter. Transaction limits apply.
Offer: Below $9,999.99 balance.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 23, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amountaccount must be enrolled in eStatements; 4.00% Rate checked
More details - 3.66%APY$396 a year on $10,000with conditions
Requirements
Offer: If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle.
Qualified rate · Effective Sep 23, 2026
Rate by part of balance
Rate by balance for Super Savings Balance APY Any balance 0.30% Up to $250,000To earn this rate: Complete 18+ POS transactions to your Elite Checking account each monthly cycle. 3.66% $250,001 and upThe 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $250,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $250,000. If *POS transaction requirements met (18+ POS transactions to Elite Checking). 0.30% Each rate is paid on the part of the balance in its range.
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.86% by balance
Bank · 27 branches
3.86%APY$386 a year on $10,000Requirements
Product: Interest paid on tiered balances. Debit card access. Monthly service fee waiver option. Fees and charges may reduce earnings.
Offer: Tier I. Listed for accounts opened online; may vary by region.
0.10% interest rate
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II. 3.86% $25,000 – $50,000Tier III. 3.86% $50,000 – $75,000Tier IV. 3.86% $75,000 – $100,000Tier V. 3.86% $100,000 – $1,000,000Tier VI. 3.86% $1,000,000 and upTier VII. 3.86% Rate checked
More details - The Bank of TescottTraditions High Yield SavingsSavings · $100 min · 0.50%–3.16% by balance
Bank · 6 branches
3.16%APY$316 a year on $10,000with conditionsRequirements
Product: Minimum balance to open: $100.00. Interest compounded and credited monthly. Requires enrollment in online banking and e-Statements to qualify for highest APY. A $5 fee applies for each debit transaction in excess of five per monthly statement cycle.
Offer: Interest compounded and credited monthly. e-Statements and online banking required.
Qualified rate · 0.50% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Traditions High Yield Savings Balance APY Up to $5,000 0.50% $5,000 and upYour amount 3.16% Rate checked
More details - 3.06%APY$306 a year on $10,000
Requirements
Product: High yield variable-rate savings account. Balances $0.01 and above earn the 3-month Treasury bills (secondary market) rate minus 1% (or based on 91-Day Treasury Bill yield). Interest rate and APY change monthly on the first business day. $10.00 monthly service fee can be waived by maintaining an average daily balance of $10,000 or enrolling in online statements. 6 free withdrawals or transfers per month; $1 per transaction thereafter.
Offer: Balances $.01 and above.
$10 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 3.00%APY$300 a year on $10,000
2.96% interest rate · Effective Oct 30, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.68%APY$268 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account for automatic savings. Limit 1 account per social security number. No recurring monthly service charges or fees to open or close. Minimum deposit of $100.00 required to open. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts.
Offer: Qualifications met during Monthly Qualification Cycle (at least 1 direct deposit or ACH Auto Debit post and settle, and at least 15 debit card purchases post and settle on linked checking account). No minimum balance required to earn or receive rewards.
Qualified rate · No monthly fee · Effective Jan 7, 2026
Rate by part of balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000 2.68% $50,000 and upQualifications met during Monthly Qualification Cycle. No minimum balance required to earn rewards. 1.00% Each rate is paid on the part of the balance in its range.
Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: Minimum initial deposit of $5,000.00 required. Minimum balance of $1,500.00 must be maintained daily to receive interest. If transaction limits (3 checks/month, 6 transfers made monthly outside of bank) are exceeded, no interest is paid for that particular month.
Offer: Compounded monthly. Minimum initial deposit of $5,000.00 required.
2.50% interest rate · Compounded monthly · Effective Dec 5, 2025
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $50,000Your amount 2.53% $50,000 and up 3.09% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $50,000Your amount 2.50% $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. 0.35%* Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: $10 minimum balance fee if balance falls below $2,500. Excess Transaction Fee: $5 fee for each additional debit beyond the 10th per month.
Offer: $10 fee waived if balance stays at or above $2,500. Excess transaction fee: $5 per debit beyond 10 per month.
2.00% interest rate · $10 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $5,000 2.02% $5,000 – $20,000Your amount 2.27% $20,000 – $50,000 2.53% $50,000 – $100,000 2.78% $100,000 – $500,000 3.04% $500,000 – $1,000,000 3.30% $1,000,000 and up 3.82% Rate checked
More details - 2.25%APY$225 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires at least 12 debit card purchase transactions, enrollment in E-statements, and at least one online banking login per Monthly Qualification Cycle. $25.00 minimum deposit to open ($50 stated on overview). Limit of one account per individual taxpayer ID number.
Offer: Linked to Kasasa Cash account when qualifications are met (at least 12 debit card purchases, e-statements enrollment, online banking login).
Qualified rate · No monthly fee · Effective Apr 7, 2025
Rate by balance
Rate by balance for Free Kasasa Saver® Account Balance APY Up to $20,000Your amount 2.25% Over $100,000Linked to Kasasa Cash Back account when qualifications are met. Blended APY ranges from 1.10% to 0.75% based on qualifying balances up to $200,000.00 (or 1.10% to 0.63% depending on balance). 0.25% Rate checked
More details - Bank of the Flint HillsMoney Market InvestmentMoney Market Investment · $1,000 min · 0.90%–3.66% by balance
Bank · 8 branches
2.12%APY$212 a year on $10,000Requirements
Product: $1,000 minimum balance required to avoid a $10 monthly fee. Six withdrawals per statement cycle ($3 fee per excess). Interest compounded and credited monthly, calculated by the average daily balance method.
0.90% interest rate · $10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Investment Balance APY Up to $5,000 0.90% $5,000 – $50,000Your amount 2.12% $50,000 – $100,000 2.17% $100,000 – $1,000,000 3.07% $1,000,000 and up 3.66% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash - Multi Level or Kasasa Cash Back checking account. Rewards and cash back earned in checking auto-transfer into Kasasa Saver. $100 minimum deposit to open. No monthly maintenance fees.
Offer: Qualifying rate on daily balances up to and including $50,000 when monthly qualifications are met in linked Kasasa Cash - Multi Level or Kasasa Cash Back account during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases of minimum $5 each, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate by part of balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000 2.00% $50,001 and upEarns an interest rate of 0.995% on the portion of the daily balance over $50,000 resulting in a range from 2.00% to 1.00% APY depending on balance, provided monthly qualifications are met in the linked Kasasa checking account. 1.00% Each rate is paid on the part of the balance in its range.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas
261 accounts at 103 banks and credit unions · checked Oct 23–30
- Typical
- 0.30%
- Top 10% from
- 1.91%
- Banks, typical
- 0.30%
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Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch