Bank · FDIC insured
First Bank Savings Rates
First Bank’s best savings rate is 2.25% APY, with its Free Kasasa Saver® Account, with extra requirements. Rates checked October 16, 2026.
How First Bank’s savings rates compare
Compared with banks and credit unions in Kansas, where First Bank has the most branches. $10,000, best rate first.
This bank’s best
First Bank
2.25%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $225
Free Kasasa Saver® Account
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
First Bank savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver® Account
Up to 2.25%APY
Links to Kasasa Cash or Kasasa Cash Back checking account. Requires at least 12 debit card purchase transactions, enrollment in E-statements, and at least one online banking login per Monthly Qualification Cycle. $25.00 minimum deposit to open ($50 stated on overview). Limit of one account per individual taxpayer ID number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Linked to Kasasa Cash account when qualifications are met (at least 12 debit card purchases, e-statements enrollment, online banking login). | 2.25% | $225 | Linked to Kasasa Cash account when qualifications are met (at least 12 debit card purchases, e-statements enrollment, online banking login). |
| Up to $100,000Linked to Kasasa Cash Back account when qualifications are met (12 debit card purchases, e-statements enrollment, 1 online banking login per cycle). | 1.10% | $110 | Linked to Kasasa Cash Back account when qualifications are met (12 debit card purchases, e-statements enrollment, 1 online banking login per cycle). |
| Any balanceBase rate earned on entire daily balance if qualification criteria are not met during a Monthly Qualification Cycle. | 0.05% | $5 | Base rate earned on entire daily balance if qualification criteria are not met during a Monthly Qualification Cycle. |
| Over $100,000Linked to Kasasa Cash Back account when qualifications are met. Blended APY ranges from 1.10% to 0.75% based on qualifying balances up to $200,000.00 (or 1.10% to 0.63% depending on balance). | 0.25% | — | Linked to Kasasa Cash Back account when qualifications are met. Blended APY ranges from 1.10% to 0.75% based on qualifying balances up to $200,000.00 (or 1.10% to 0.63% depending on balance). |
Sources (1)
- first-bank.net/personal/get-your-savings-account-started · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.