Best high-yield savings rates

Requirements

Product: Must link to a Kasasa Cash Checking account.

Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.

Requirements

Product: Must link to a Kasasa Cash Back Checking account.

Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.

Requirements

Product: Requires opening an Ultimate Checking account and meeting monthly account requirements to earn dividends. 2 withdrawals per month; additional withdrawals may incur a fee. No monthly service fees. $10 minimum deposit required when opened online.

Offer: Requires $10,000 average daily balance and meeting Ultimate Checking monthly objectives to earn dividends. Dividends paid monthly.

Requirements

Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.

Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.

Requirements

Product: Special rates apply if requirements are met. If not, rate defaults to .01%.

Offer: If requirements are met. If not, rate defaults to .01%.

Requirements

Product: Must have a Kasasa Cash or Kasasa Cash Back Account. Qualifying transactions: at least 1 direct deposit, ACH credit, or ACH payment transaction posted per month/cycle, at least 12 debit card purchases posted per cycle, and enrolled in and agree to receive eStatements.

Offer: Qualified Rate. Requires meeting monthly qualification cycle requirements in Kasasa Cash or Kasasa Cash Back account.

Requirements

Product: Applicants must be at least 18 years of age and a U.S. citizen or permanent resident alien with a U.S. government-issued tax identification number (SSN/ITIN). No monthly maintenance fees.

Offer: Must maintain a minimum balance of $0.01 to earn interest. Interest is compounded daily and posted on the last business day of the month. Rates are variable and subject to change without notice.

Requirements

Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.

Offer: Balances under $2,500 are not eligible to earn interest/dividends.

Requirements

Offer: Variable rate account. Rates are subject to change at any time without notice and are not guaranteed until the account is opened. Fees may reduce earnings.

Requirements

Product: Interest rate and APY may change after account opening. Interest is calculated using the daily balance method and paid quarterly.

Offer: Minimum balance to obtain APY is $0.01.

Requirements

Product: Credit Union membership required. Requires $10,000 opening deposit and $500 minimum balance to maintain the account and remain open. Rates are variable and subject to change. No monthly service fees with eStatements.

Offer: 6-month promotional rate. Promotion runs August 1, 2026 to November 30, 2026. Must open new High Yield Money Market using new money (external funds) funded within 10 business days of account opening. Must maintain $500 minimum balance. Reverts to standard variable rate after 6 months. Cannot combine with relationship pricing or other promotions. Employees, Board Members, and Business HYMM accounts not eligible.

Requirements

Product: Requires $10,000 minimum opening deposit in funds not currently on deposit at SouthPoint Bank. No monthly service fee with $10,000 average monthly balance. Variable rate subject to change.

Offer: Requires minimum opening deposit of $10,000 in funds not currently on deposit at SouthPoint Bank. Variable rate subject to change. No monthly service fee with $10,000 average monthly balance; fees may reduce earnings if balance falls below $10,000.

Requirements

Product: Variable rate savings account. No minimum balance to open or maintain. $10 monthly fee if receiving paper statements; no monthly fee when enrolled in eStatements.

Offer: Tier 1 balance rate. $10 monthly fee if receiving paper statements; waived with eStatements.

Requirements

Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.

Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.

Requirements

Product: Links to free Kasasa Cash Back® or Kasasa Cash® checking. Automatic transfers of Kasasa Cash® earnings.

Offer: Qualifying for Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver® rate. Qualifications per Monthly Qualification Cycle: at least 1 direct deposit, ACH credit, or ACH payment transaction (minimum $1 each); at least 12 debit card purchases post and settle; enrolled in and review eStatements.