Credit union · NCUA insured
Quorum Federal Credit Union Savings Rates
Top CarrotQuorum Federal Credit Union’s best savings rate is 4.00% APY on $10,000, with its HighMarq Savings. Rates checked October 16, 2026.
How Quorum Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Quorum Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quorum Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $400
HighMarq Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Quorum Federal Credit Union savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.50%
- $10,000 balance$10,0004.00%
- $100,000 balance$100,0004.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quorum Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
HighMarq Savings
Up to 4.00%APY
Variable rate savings account. No minimum balance to open or maintain. $10 monthly fee if receiving paper statements; no monthly fee when enrolled in eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier 1 balance rate. $10 monthly fee if receiving paper statements; waived with eStatements. | 0.01% | $1 | Tier 1 balance rate. $10 monthly fee if receiving paper statements; waived with eStatements. |
| $10,000 and upTier 2 rate on balances of $10,000 and over. Requires $10,000 minimum average daily balance to earn APY. $10 monthly fee if receiving paper statements; waived with eStatements. | 4.00% | $400 | Tier 2 rate on balances of $10,000 and over. Requires $10,000 minimum average daily balance to earn APY. $10 monthly fee if receiving paper statements; waived with eStatements. |
Sources (3)
All captured Sep 26, 2026
HighQ Savings
3.50%APY
Variable rate savings account. No minimum balance to open or earn APY. $10 monthly fee if receiving paper statements; no monthly fee when enrolled in eStatements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns on all balances. $10 monthly fee if receiving paper statements; waived with eStatements.Any balance | 3.50% | $350 | Earns on all balances. $10 monthly fee if receiving paper statements; waived with eStatements. |
Sources (3)
All captured Sep 26, 2026
Special-purpose accounts
IRA Savings
Up to 0.70%APY
Variable dividend rate IRA savings account. Administration fee applies for premature withdrawals prior to age 59 1/2 and outgoing transfers to another institution. Cannot be pledged as collateral security.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceTier 1 dividend rate for IRA Savings. · $0 to open | 0.45% | $0 | $45 | Tier 1 dividend rate for IRA Savings. |
| $2,500 and upTier 2 dividend rate for IRA Savings. · $2,500 to open | 0.45% | $2,500 | $45 | Tier 2 dividend rate for IRA Savings. |
| $10,000 and upTier 3 dividend rate for IRA Savings. · $10,000 to open | 0.70% | $10,000 | $70 | Tier 3 dividend rate for IRA Savings. |
| $25,000 and upTier 4 dividend rate for IRA Savings. · $25,000 to open | 1.20% | $25,000 | — | Tier 4 dividend rate for IRA Savings. |
| $250,000 and upTier 5 dividend rate for IRA Savings. · $250,000 to open | 1.70% | $250,000 | — | Tier 5 dividend rate for IRA Savings. |
Sources (3)
All captured Sep 26, 2026
Who can join Quorum Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not qualify through a partner company or family relationship can join through the American Consumer Council (ACC) at no cost during the online application.
Employers and groups
- Employees or retirees of Quorum partner companies (Select Employee Groups) are eligible for membership.
- Employees of Quorum are eligible for membership.
Family and household
- Family members of Quorum employees and family or household members of existing Quorum members are eligible for membership.
Cost to join
- Membership in Quorum is free.
Membership information collected October 5, 2026.