Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 931–945 results
- First National Bank of ClarksdaleMoney Market AccountMoney Market Account · $1,000 min
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: A service charge fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. Interest is compounded and credited monthly.
Offer: $12.00 monthly service charge if balance falls below $1,000.00 on any day of the cycle.
2.25% interest rate · $12 monthly fee · Effective Dec 5, 2023
Rate checked
More details - Essex County Teachers FCUMoney MarketMoney Market · $1 min · 0.05%–4.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Maximum 6 withdrawals per month. Interest rates are based on tiered minimum balances.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1 and up 0.05% Over $2,500Your amount 2.25% Over $25,000 2.50% Over $50,000 2.75% Over $100,000 4.50% Rate checked
More details - The Health and Education Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–2.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Dividends calculated on average daily balance, paid quarterly. Minimum balance of $2,500 required to earn dividends. Accounts verified by ChexSystems.
1.98% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.00% $10,000 – $25,000Your amount 2.25% $25,000 and up 2.50% Rate checked
More details - AOD Federal Credit UnionMoney MarketMoney Market · 0.25%–3.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Membership required. Age 18 and older.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000Your amount 2.25% $10,000 – $25,000 2.25% $25,000 – $50,000 2.25% $50,000 – $100,000 3.50% Over $100,000 3.50% Rate checked
More details - Financial BuildersKasasa SaverSavings · $0 min · 0.50%–2.25% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires qualifying transactions in linked Kasasa Cash or Kasasa Cash Back during Monthly Qualification Cycle: at least 1 direct deposit or ACH payment transaction and at least 15 debit card purchases. No monthly maintenance fees.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking during Monthly Qualification Cycle.
Qualified rate · 2.23% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.25% $100,000 and up 0.50% Rate checked
More details - Westport Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–2.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Savings or checking accounts that offer higher dividend rates and easy access to funds. A minimum of $2,500 is required to open.
2.00% interest rate · Effective Aug 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 and up 2.50% Rate checked
More details - First BankFree Kasasa Saver® AccountSavings · $25 min · 0.25%–2.25% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires at least 12 debit card purchase transactions, enrollment in E-statements, and at least one online banking login per Monthly Qualification Cycle. $25.00 minimum deposit to open ($50 stated on overview). Limit of one account per individual taxpayer ID number.
Offer: Linked to Kasasa Cash account when qualifications are met (at least 12 debit card purchases, e-statements enrollment, online banking login).
Qualified rate · No monthly fee · Effective Apr 7, 2025
Rate by balance
Rate by balance for Free Kasasa Saver® Account Balance APY Up to $20,000Your amount 2.25% Over $100,000Linked to Kasasa Cash Back account when qualifications are met. Blended APY ranges from 1.10% to 0.75% based on qualifying balances up to $200,000.00 (or 1.10% to 0.63% depending on balance). 0.25% Rate checked
More details - O&R Utilities Employees Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.00%–2.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Members must maintain a minimum daily balance of $2,500.00. Limit of six (6) withdrawals per month. No limits on deposits to this account. Dividends are calculated and compounded monthly. Free personalized checks. Tiered dividend rate structure.
2.00% interest rate · Compounded monthly · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 2.00% $10,000 – $40,000Your amount 2.25% $40,000 – $75,000 2.35% $75,000 and up 2.50% Rate checked
More details - Heritage Financial Credit UnionHeritage High Yield SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must be paired/linked with a Heritage High Yield Checking or Heritage Cash Back Checking account. Monthly Direct Deposit/ACH credit and enrollment in eStatements are conditions. Limit of one account per member (SSN). Non-commercial use only.
Offer: Earned when monthly qualifications in linked Heritage High Yield Checking or Heritage Cash Back Checking are met (at least 12 debit card purchases, at least 1 direct deposit/ACH credit, enrolled in e-Statements). Dividend rate is 2.23%.
Qualified rate · 2.23% interest rate · Balance cap $150,000 · No monthly fee · Effective Feb 9, 2026
Rate checked
More details - Reliance FCUGold Money MarketGold Money Market · $5,001 min
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Unlimited monthly withdraws, transfers, or deposits. No self-service transfers permitted.
Offer: No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits.
2.25% interest rate · Balance cap $15,000
Rate checked
More details - Texas Tech Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 2.25%–3.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Rates subject to change based on account balance criteria. Fees may reduce earnings.
2.23% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.50% $100,000 – $250,000 2.75% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Alcon Employees Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Offer: Penalty imposed for early withdrawal.
2.25% interest rate · Effective Mar 1, 2025
Rate checked
More details - Sullivan BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–3.50% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. $10 fee for each withdrawal in excess of eight per statement cycle.
Offer: Balances below $10,000. Monthly $10 fee if average daily balance is below $2,500.
$10 monthly fee · Effective Mar 17, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.50% Rate checked
More details - American Heritage Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.21%–2.45% by balance
Credit union · Add a location to see nearby branches
2.21%APY$221 a year on $10,000Requirements
Product: Requires a balance of $2,000 or more to earn dividends. Minimum withdrawal amount of $500 per withdrawal to earn dividends. Write up to a combination of six checks and/or money transfers per month. $10 fee each time balance falls below $2,000. $5 fee for each share draft less than $500. First 6 checks/transfers/withdrawals free, subsequent $20 each.
Offer: Earns dividends on daily balance posted monthly; closed before month end forfeits dividend. Minimum withdrawal of $500 to earn dividends.
2.19% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 2.21% $25,000 and up 2.45% Rate checked
More details - Locality BankConsumer Money Market AccountConsumer Money Market Account · $100 min
Bank · Add a location to see nearby branches
2.20%APY$220 a year on $10,000Requirements
Product: Interest compounding on daily ledger balance and paid monthly. $2,500 minimum balance to avoid a monthly maintenance fee of $15.
Offer: $2,500 minimum balance to avoid monthly maintenance fee.
2.18% interest rate · $15 monthly fee · Effective Jun 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank