Bank · FDIC insured
First Bank
A $162.4M bank headquartered in Sterling, KS, with 3 branches in Kansas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings710.05%2.25% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank
- Headquarters
- 128 S Broadway Ave, Sterling, KS 67579
- FDIC certificate
- 16473 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
Sterling area · 1
- First BankMain office128 S Broadway Ave, Sterling, KS 67579Directions
Chase area · 1
- Chase Branch509 Main St, Chase, KS 67524Directions
Lyons area · 1
- Coronado Branch201 East Ave S, Lyons, KS 67554Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.41% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 7.82% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio12.41%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent7.82%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.