Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results
- Madison County BankMoney Market TBill CheckingMoney Market TBill Checking · $100 min · 0.35%–3.40% by balance
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: $10,000 minimum balance to earn highest tier rate; No monthly service charge; One free debit per statement cycle ($15 fee per additional debit during statement cycle)
Offer: No monthly service charge; One free debit per statement cycle ($15 fee per additional debit during statement cycle)
0.35% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market TBill Checking Balance APY Over $0 0.35% $10,000 and upYour amount 3.40% Rate checked
More details - Seattle BankDigital Direct SavingsSavings · $100 min · 3.40%–3.50% by balance
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Variable rate account. Interest rate determined by daily balance.
3.34% interest rate · Effective Feb 11, 2026
Rate by balance
Rate by balance for Digital Direct Savings Balance APY Up to $999,999Your amount 3.40% $1,000,000 and up 3.50% Rate checked
More details - Seattle BankPrivate Concierge SavingsSavings · $100 min · 3.40%–3.50% by balance
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Variable rate account. Interest rate determined by daily balance. Interest compounded daily, credited monthly. Monthly service charge waived with combined monthly average balances in qualified relationship accounts of $100,000 or more or with qualified loan balances of $100,000 or more (deposit and loan balances cannot be combined). Monthly service fee waived for first 60 days from account opening date and for minor accounts when primary account holder is age 18 or younger. Dedicated private client manager. Fee waived or no charge for incoming wire transfers, cashier's checks, foreign currency orders, notary service, medallion stamp service.
Offer: Monthly service charge of $10 is waived with $100,000 combined average monthly balance in qualified relationship accounts or qualified loans.
3.34% interest rate · Compounded daily · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Private Concierge Savings Balance APY Up to $999,999Your amount 3.40% $1,000,000 and up 3.50% Rate checked
More details - PlainsCapital BankPersonal Savings AccountSavings · $100 min
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Six withdrawals and/or transfers per quarterly statement cycle at no charge, thereafter $3 per transaction. Min. $100 daily balance required to avoid $5 quarterly service fee.
Offer: Available for all eligible Personal Savings Accounts in the Houston and San Antonio markets. $5 quarterly service fee avoided by maintaining a minimum $100 daily balance.
3.36% interest rate · Effective Sep 29, 2026
Rate checked
More details - Clearview Federal Credit UnionRelationship Money MarketRelationship Money Market · $0 min · 2.25%–3.40% by balance
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To qualify for relationship rates, pair with an active Absolute Checking account and either maintain $5,000+ in qualifying direct deposits monthly, make 8 qualifying debit card transactions monthly, or make 8 qualifying Clearview credit card transactions during the monthly cycle date. $10 monthly service fee waived by maintaining an average daily balance of at least $5,000 or $20,000 in combined deposits.
Offer: Tier 1 balance tier ($0.01 - $1,999,999.99). Minimum balance to earn stated APY is $0.01. $10 monthly service fee applies if average daily balance falls below $5,000 unless maintaining $20,000 in combined deposits.
Qualified rate · 3.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $2,000,000Your amount 3.40% $2,000,000 and up 2.25% Rate checked
More details - USALLIANCE FinancialHigh Dividend SavingsSavings · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: True variable rate; dividends calculated and compounded daily, credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. No monthly maintenance fees or withdrawal fees.
Offer: $500.00 minimum balance required to earn dividends. Rate may change daily. Term DD/DW.
3.34% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - MOOG Employees FCUPlatinum Money Market SharesPlatinum Money Market Shares · $10,000 min
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Funds on deposit in the Platinum Money Market account cannot be used as collateral for Share Secured Loans. Rates on variable rate accounts could change after account opening.
Offer: Minimum balance to open account is $10,000.00. Minimum balance of $10,000.00 required to earn dividends. Deposit not to exceed $500,000.00.
3.40% interest rate · Balance cap $500,000 · Effective Sep 30, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must open a CD with a term of 6 months or longer and an opening deposit/balance greater than or equal to the Companion Savings opening deposit. Savings withdrawals in-person only.
Offer: Rate is variable and can change at anytime. Must open a CD with a term of 6 months or longer with initial balance greater than or equal to the opening balance of the Companion Savings. Withdrawals in-person only.
Qualified rate · Effective Sep 30, 2026
Rate checked
More details - Meijer Credit UnionHigh Yield SavingsSavings · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Unlimited Withdrawals. Eligible for overdraft protection.
Offer: $1,000 minimum deposit to maximize earnings.
3.35% interest rate · Effective Oct 5, 2026
Rate checked
More details - South Shore BankHigh-Yield SavingsSavings · $10,000 min · 0.01%–3.40% by balance
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Must be opened with a minimum of $10,000 in new funds not already on deposit with South Shore Bank. Maximum deposit amount of $2,500,000 per household. Note states not accepting new accounts of this type in footnote.
Offer: For balances under $10,000, interest rate of 0.01% with an APY of 0.01% will be paid on the entire balance.
0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.01% $10,000 – $2,500,000Your amount3.40% APY as of 12/18/2025. 3.40% $2,500,000 and up 0.01% Rate checked
More details - Truliant Federal Credit UnionHigh Yield Rewards SavingsSavings · $1,000 min · 1.00%–3.40% by balance
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: Requires maintaining a $1,000 average monthly balance to avoid a $10 monthly service fee. Minimum $1,000 to open. One account per membership.
Offer: Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Automatically earned for the first two statement cycles. $10 monthly fee waived with $1,000 average monthly balance.
Qualified rate · 3.33% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Rewards Savings Balance APY Up to $25,000Your amount 3.40% $25,000 and up 1.00% Rate checked
More details - Heritage Bank of the OzarksPremium Money MarketPremium Money Market · $2,500 min · 3.40%–3.50% by balance
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,0003.45% interest rate · Effective Apr 15, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 – $150,000Your amount 3.40% $150,000 and up 3.50% Rate checked
More details - ICCUHigh-Yield Online Savings AccountSavings · $1,000 min · 0.00%–3.40% by balance
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Requires ICCU membership (Share Savings Account with minimum $25 opening balance and one-time $5 membership fee). Free online eStatements required.
Offer: Monthly service fee is $10 if balance is less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Online Savings Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.40% $25,000 – $49,999 3.40% $50,000 – $99,999 3.40% $100,000 – $249,999 3.40% $250,000 and up 3.40% Rate checked
More details - Greater Chautauqua Federal Credit UnionLucky Savers AccountSavings · $25 min
Credit union · Add a location to see nearby branches
3.39%APY$339 a year on $10,000Requirements
Product: Must be 18 years of age or older. Business and Trust accounts are not eligible. $25 must be kept in the account to keep it open. 1 withdrawal in a 12-month period with a $25 withdrawal fee; a 2nd withdrawal closes the account and cannot be reopened for 6 months. Maximum opening deposit is $10,000, subsequent deposits allowed up to $500 per month.
Offer: Every $25 saved earns a chance to win cash prizes (up to 10 chances per month).
3.35% interest rate · No monthly fee · Effective Jun 25, 2026
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.39%APY$339 a year on $10,000intro rateRequirements
Offer: Term: 5 Years
3.34% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank