Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results
- Communities of Abilene Federal Credit UnionKasasa SaverSavings
Credit union · Add a location to see nearby branches
3.75%APY$375 a year on $10,000Requirements
Product: Up to $100,000 / Restrictions Apply. Dividends calculated using Daily Balance Method, declared and paid monthly.
Offer: Restrictions Apply. Declared and paid monthly.
3.75% interest rate · Balance cap $100,000 · Effective Oct 1, 2025
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.72%APY$372 a year on $10,000intro rateRequirements
Offer: Term: 3 Years
3.66% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details - Desjardins BankDBank Savings AccountSavings · $1,000 min
Bank · Add a location to see nearby branches
3.72%APY$372 a year on $10,000Requirements
Product: Interest is compounded daily and credited monthly using the daily balance method. Minimum opening deposit is $1,000.00. Minimum balance to earn interest is $0.01.
Offer: Minimum balance required to earn interest is $0.01. $0 monthly service charge with free eStatements ($3 for paper statements).
3.65% interest rate · Compounded daily · No monthly fee · Effective Feb 27, 2026
Rate checked
More details - 3.71%APY$371 a year on $10,000
Requirements
Product: Special saver account for First Responders.
Offer: For First Responders.
3.65% interest rate
Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Offer: Variable interest rate; interest compounded and credited monthly; calculated using the daily balance method.
No monthly fee · Effective Jan 18, 2026
Rate checked
More details - Cyprus Credit UnionMoney Market AccountMoney Market Account
Credit union · Add a location to see nearby branches
3.70%APY$370 a year on $10,000Requirements
Offer: APY as high as 3.70%. Allows withdrawals at any time.
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.67%APY$367 a year on $10,000intro rateRequirements
Offer: Term: 2 Years
3.61% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details - Fort Community Credit UnionGoal Getter SavingsSavings · $0 min · 0.05%–3.66% by balance
Credit union · Add a location to see nearby branches
3.66%APY$366 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $15,000. Dividends paid monthly.
3.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Goal Getter Savings Balance APY Up to $15,000Your amount 3.66% Over $15,000 0.05% Rate checked
More details - Fort Community Credit UnionGoal Getter SavingsSavings · $5 min · 0.05%–3.66% by balance
Credit union · Add a location to see nearby branches
3.66%APY$366 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $15,000. Dividends compounded monthly.
3.60% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Goal Getter Savings Balance APY Up to $15,000Your amount 3.66% Over $15,000Dividends paid monthly. 0.05% Rate checked
More details - Farmers State BankSuper SavingsSavings · $50 min · 0.30%–3.66% by balance
Bank · Add a location to see nearby branches
3.66%APY$366 a year on $10,000with conditionsRequirements
Offer: If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle.
Qualified rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Super Savings Balance APY Any balance 0.30% Up to $250,000Your amountTo earn this rate: Complete 18+ POS transactions to your Elite Checking account each monthly cycle. 3.66% $250,001 and upThe 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $250,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $250,000. If *POS transaction requirements met (18+ POS transactions to Elite Checking). Unknown Rate checked
More details - OU Federal Credit UnionChampion SavingsSavings · $0 min · 0.10%–3.66% by balance
Credit union · Add a location to see nearby branches
3.66%APY$366 a year on $10,000Requirements
Product: Allows six (6) withdrawals or transfers to another account per month; $5 fee assessed for each withdrawal in excess of six per month. No minimum opening deposit and no minimum amount to maintain account.
Offer: Tier applies to balances $0-$5,000. Maximum 6 withdrawals monthly without penalty.
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Champion Savings Balance APY Up to $5,000 0.10% $5,000 and upYour amount 3.66% Rate checked
More details - 3.65%APY$365 a year on $10,000
Requirements
Product: Offered under Texas Capital at Work. If an account remains unfunded for 25 business days, the bank reserves the right to close that account.
Offer: Applies to all balances.
3.58% interest rate
Rate checked
More details - Chief Financial Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$365 a year on $10,000intro rateRequirements
Product: Membership eligibility is required to open an account. Compounded monthly.
Offer: Variable-rate account; rate may change at any time after account opening. Minimum daily balance of $500 required to obtain stated APY. Members forfeit dividends if account is closed before accrued dividends post.
Promotional rate · 3.59% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - California Credit UnionPremium Money Market Account - CovinaPremium Money Market Account - Covina · $2,500 min
Credit union · Add a location to see nearby branches
3.65%APY$365 a year on $10,000Requirements
Product: Exclusively for new members at the Covina Branch; must be opened in-branch. Requires new money or transfer from another financial institution. Excludes business accounts. A minimum daily balance of $2,500 is required to avoid a $5 monthly service fee.
Offer: Earn up to 3.65% APY. Requires $2,500 opening deposit of new money and $0.01 minimum daily balance to earn dividends. $5 monthly fee if balance falls below $2,500 on any day of the month. Exclusively for new members at Covina Branch and must be opened in-branch.
$5 monthly fee
Rate checked
More details - GUASFCUNew Graduate High Yield Savings AccountSavings · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$361 a year on $10,000Requirements
Product: Available to recent graduates (3 years post grad).
3.55% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank