Bank · FDIC insured
Iowa Trust Savings Rates
Iowa Trust’s best savings rate is 3.70% APY on $10,000, with its High Yield Savings Account. Rates checked October 16, 2026.
How Iowa Trust’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Iowa Trust has the most branches. $10,000, best rate first.
This bank’s best
Iowa Trust
3.70%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $370
High Yield Savings Account
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
3rd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
Iowa Trust savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.70%
- $10,000 balance$10,0003.70%
- $100,000 balance$100,0003.70%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Iowa Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
3.70%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate; interest compounded and credited monthly; calculated using the daily balance method.Any balance | 3.70% | $370 | Variable interest rate; interest compounded and credited monthly; calculated using the daily balance method. |
Sources (1)
- iowatrustbank.com/personal-banking/hysa · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.