Credit union · NCUA insured
Cyprus Credit Union Savings Rates
Top CarrotCyprus Credit Union’s best savings rate is 3.70% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Cyprus Credit Union’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Cyprus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cyprus Credit Union
3.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $370
Money Market Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Cyprus Credit Union savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.70%
- $10,000 balance$10,0003.70%
- $100,000 balance$100,0003.70%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cyprus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
3.70%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY as high as 3.70%. Allows withdrawals at any time.Any balance | 3.70% | $370 | APY as high as 3.70%. Allows withdrawals at any time. |
Share Savings
0.05%APY
Primary Share Savings requires an initial deposit of $5 to establish credit union membership. Additional Share Savings accounts have no minimum balance requirement. Dividends are compounded monthly with no withdrawal penalties.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balancePrimary Share Savings account requires a minimum opening deposit of $5. Dividends are compounded monthly.Any balance · $5 to open | 0.05% | $5 | $5 | Primary Share Savings account requires a minimum opening deposit of $5. Dividends are compounded monthly. |
| Any balanceAdditional Share Savings accounts have no minimum balance requirement.Any balance · $0 to open | 0.05% | $0 | $5 | Additional Share Savings accounts have no minimum balance requirement. |
Special-purpose accounts
Dream Round Up Savings
10.00%APY
Only available to members with Dream Rewards Checking or Learn & Earn Checking. Debit card purchases are rounded up to the nearest dollar and deposited daily. Balance earns monthly dividends at a variable rate. Account matures annually on October 31 / November 1 when funds are transferred back to checking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Dividends are declared, paid, and compounded monthly on balances of $0.01 and higher.Over $0 | 10.00% | $1,000 | Variable rate. Dividends are declared, paid, and compounded monthly on balances of $0.01 and higher. |
Teen Learn & Earn Savings
0.05%APY
Available to teens ages 13–18. Parent or legal guardian must sign on account for teens ages 17 and under. Dividends are declared, paid, and compounded monthly. No annual fee, monthly service charge, or minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Tiered rate applies to average daily balance of $0.00 to $1,000.00. | 5.00% | — | Tiered rate applies to average daily balance of $0.00 to $1,000.00. |
| Over $1,000Balances of $1,000.01 and higher earn dividends at the regular Share Savings rate. | 0.05% | $5 | Balances of $1,000.01 and higher earn dividends at the regular Share Savings rate. |
Sources (2)
All captured Oct 17, 2026
Individual Retirement Account (IRA)
1.10%APY
Offered as Traditional IRA or Roth IRA for retirement savings. Normal withdrawals without penalty begin at age 59½ for Traditional IRA. Dividends are declared, paid and compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Declared, paid and compounded monthly. | 0.50% | — | Declared, paid and compounded monthly. |
| $2,500 – $10,000Declared, paid and compounded monthly. | 1.00% | — | Declared, paid and compounded monthly. |
| $10,000 – $25,000Declared, paid and compounded monthly. | 1.10% | $110 | Declared, paid and compounded monthly. |
| $25,000 – $50,000Declared, paid and compounded monthly. | 1.55% | — | Declared, paid and compounded monthly. |
| $50,000 and upDeclared, paid and compounded monthly. | 2.00% | — | Declared, paid and compounded monthly. |
Sources (2)
All captured Oct 17, 2026
Who can join Cyprus Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.