Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Washington
- 0.05%APY$5 a year on $10,000
Requirements
Product: $3 quarterly service charge will be imposed if average daily balance falls below $100. Minimum $100 to open. Variable interest rate account. Fees may reduce earnings.
Offer: $3 quarterly service charge if average daily balance falls below $100. Minimum to earn APY is $50. Compounding method daily. Variable interest rate.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A monthly fee will be charged for paper statements (one fee per membership number), which can be avoided by enrolling in eStatements.
Offer: Earn 0.05% APY on entire balance.
No monthly fee · Effective Oct 19, 2026
Rate checked
More details - Numerica Credit UnionSix7 SavingsSavings · $25 min · 0.05%–6.00% by balance
Credit union · 19 branches
0.05%APY$5 a year on $10,000Requirements
Product: Limit one Six7 savings account per person. Monthly fee charged for paper statements (one fee per membership number), which can be avoided by enrolling in eStatements.
Offer: Earn 6.00% APY on the first $700 deposited in the account.
No monthly fee · Effective Jun 7, 2026
Rate by balance
Rate by balance for Six7 Savings Balance APY Up to $700 6.00% Over $700Your amount 0.05% Rate checked
More details - Numerica Credit UnionBonus SaverSavings · $25 min · 0.05%–2.05% by balance
Credit union · 19 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Saver account per person. Base APY of 0.05% on entire balance. Additional APY earned up to $2,500 after meeting qualifiers during 6-month qualification cycles: deposit $25+ per month and/or make no withdrawals. A monthly fee is charged for paper statements, waived by enrolling in eStatements.
Offer: Two qualifiers met during 6-month qualification cycle: (a) deposit $25 or more each month in aggregate, and (b) make no withdrawals.
Qualified rate · No monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Saver Balance APY Up to $2,500 2.05% Over $2,500Your amount 0.05% Rate checked
More details - Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.05%–0.25% by balance
Credit union · 19 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Non-qualifying rate: applied when Bonus Money Market qualifiers are not met. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000 0.10% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details - First Fed BankFirst Rate Money MarketFirst Rate Money Market · $1,000 min · 0.01%–0.15% by balance
Bank · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days.
Offer: Minimum deposit to earn APY is $0.00. Compounded daily.
0.01% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for First Rate Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000Minimum deposit to earn APY is $1,000.00. 0.05% $10,000 – $50,000Your amountMinimum deposit to earn APY is $10,000.00. 0.05% $50,000 – $100,000Minimum deposit to earn APY is $50,000.00. 0.10% $100,000 and upMinimum deposit to earn APY is $100,000.00. 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Name your account for your savings goal and track progress more easily. Variable rate account, rate may change after account opening without notice. Interest compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Consumer memberships only; limit one Loyalty Savings account per membership. Variable rate account. Requires receiving e-statements and $1,000 or more in eligible deposits to any Rivermark Checking account within the same membership during each monthly cycle to earn higher rates; otherwise earns 0.05% APY on the entire balance. Advertised APY range assumes a maximum balance of $35,000. $5 minimum deposit required to open.
Offer: Non-qualifying rate: if monthly requirements are not met, entire Loyalty Savings balance earns 0.05% APY (rate 0.05%).
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Member Share Account. Variable rate account, rate may change after account opening without notice. Interest compounded and credited monthly. Every member must have a basic Savings account with at least a $5 balance to maintain a share in the credit union. No monthly fee.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Standard APY.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: High-Yield monthly qualifications: A minimum of 12 debit card purchases of at least $3 each that must post by month-end, one online or mobile banking login per month, eStatements enabled, and one direct deposit of at least $500 per month. New membership must include a savings account with a minimum $25 opening deposit. Limit one Sky High Yield account per Social Security number. Cannot be combined with any other offers. Dividends calculated by average daily balance method.
Offer: Non-qualified tier applied to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary membership share account. Requires $5 membership fee and $5 share deposit when opening first account ($55 initial deposit). Minimum balance is $5 once any other credit union service is opened. Minimum monthly balance of $50 to avoid fee. Dividends compounded and credited quarterly.
Offer: Minimum opening balance of $5 (or $55 if opening first membership account). Minimum monthly balance of $50 to avoid monthly fee. Dividends compounded and credited quarterly.
0.05% interest rate · Effective Jan 1, 2026
Rate checked
More details - People's Community Federal Credit UnionLoyalty SavingsSavings · $100 min · 0.05%–6.00% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Limit of one Loyalty Savings account per member. Not available for business accounts. Members aged 18 to 64 must maintain a Loyalty Checking account with a minimum balance of $100 throughout the quarter to qualify; otherwise balances earn regular savings APY (0.05%). Minors (under 18) and seniors (65+) earn the high APY with no checking requirement (minors can open with $5 membership pledge and $1 deposit). Dividends calculated by average daily balance method and compounded and credited quarterly.
Offer: Applies to balances $0.00 to $750.00. Members aged 18-64 must maintain a Loyalty Checking account with at least a $100 balance. Minors and seniors have no qualification requirements. Dividends compounded and credited quarterly.
Qualified rate · 5.87% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Loyalty Savings Balance APY Up to $750 6.00% Over $750Your amountEarns dividend rate of 0.05% with a blended APY ranging from 0.05% to 6.00% depending on account balance. 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance $5 to earn APY. $5 minimum opening deposit. $3 monthly service fee waived with $100 minimum balance (or $5 minimum balance with a Solarity checking account). Fee applies to members with only a Primary Savings Account.
Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance $5 to earn APY. $5 minimum opening deposit. No monthly service fee.
Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches