Bank · FDIC insured
Olympia Federal Savings Savings Rates
Olympia Federal Savings’s best savings rate is 0.05% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How Olympia Federal Savings’s savings rates compare
Compared with banks and credit unions near Olympia, WA, where Olympia Federal Savings has the most branches. $10,000, best rate first.
This bank’s best
Olympia Federal Savings
0.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $5
Statement Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Olympia Federal Savings savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.51%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Olympia Federal Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Premium Money Market Account
0.05%APY
Quarterly service fee is $0. Earns interest, includes digital banking and surcharge free ATM w/ debit card. Rates may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier 1. Compounding method daily. | 0.05% | $5 | Tier 1. Compounding method daily. |
| $50,000 – $100,000Tier 2. Compounding method daily. | 0.20% | — | Tier 2. Compounding method daily. |
| $100,000 – $150,000Tier 3. Compounding method daily. | 0.51% | — | Tier 3. Compounding method daily. |
| $150,000 – $200,000Tier 4. Compounding method daily. | 0.87% | — | Tier 4. Compounding method daily. |
| $200,000 – $250,000Tier 5. Compounding method daily. | 1.12% | — | Tier 5. Compounding method daily. |
| $250,000 – $500,000Tier 6. Compounding method daily. | 1.38% | — | Tier 6. Compounding method daily. |
| $500,000 – $1,000,000Tier 7. Compounding method daily. | 2.15% | — | Tier 7. Compounding method daily. |
| $1,000,000 and upTier 8. Compounding method daily. | 2.83% | — | Tier 8. Compounding method daily. |
Sources (1)
- olyfed.com/money-market · captured Sep 15, 2026
Statement Savings
0.05%APY
$3 quarterly service charge will be imposed if average daily balance falls below $100. Minimum $100 to open. Variable interest rate account. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$3 quarterly service charge if average daily balance falls below $100. Minimum to earn APY is $50. Compounding method daily. Variable interest rate.$50 and up | 0.05% | $5 | $3 quarterly service charge if average daily balance falls below $100. Minimum to earn APY is $50. Compounding method daily. Variable interest rate. |
Special-purpose accounts
Companion Savings
2.57%APY
Open along with an OlyFed CD. Initial deposits cannot exceed deposits into any new or renewing Certificate of Deposit (CD). Deposits can only be made when a new CD is opened, a deposit is made into an existing Certificate, or an existing CD account is renewed at time of maturity. When a CD matures, up to the entire balance may be deposited into a Companion account. Deposits must be made same day as CD deposit or at maturity. Compatible with any CD (including IRAs). No monthly service fee. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account. Effective as of January 3, 2025. Compounding method daily. Initial deposits cannot exceed deposits into any new or renewing CD. Compatible with any CD (including IRAs). All balances receive stated APY. Minimum opening deposit of $100.Any balance | 2.57% | $257 | Variable rate account. Effective as of January 3, 2025. Compounding method daily. Initial deposits cannot exceed deposits into any new or renewing CD. Compatible with any CD (including IRAs). All balances receive stated APY. Minimum opening deposit of $100. |
Sources (4)
- olyfed.com/news/companion-savings
- olyfed.com/personal/cds-iras
- olyfed.com/personal/savings
- olyfed.com/rates
All captured Oct 22, 2026
Super Saver
0.15%APY
For customers under the age of 18. Starter savings account. No monthly fee. No minimum balance requirement. Rate is variable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor customers under the age of 18. Compounding method daily, paid quarterly. Variable rate. Minimum to earn APY is $0.Any balance | 0.15% | $15 | For customers under the age of 18. Compounding method daily, paid quarterly. Variable rate. Minimum to earn APY is $0. |
Health Savings Account
0.05%APY
For individuals with a qualifying high-deductible health plan (HDHP). No monthly service fee. Minimum $1 to open. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding method daily. Minimum to earn APY is $0. Variable interest rate. Rates may change after account opening.Any balance | 0.05% | $5 | Compounding method daily. Minimum to earn APY is $0. Variable interest rate. Rates may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.