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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Utah

  1. Top Carrot, Carrot Score 88
    UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance

    Bank · 1 branch

    3.71%APY$371 a year on $10,000
  2. Top Carrot, Carrot Score 98
    Cyprus Credit UnionMoney Market AccountMoney Market Account

    Credit union · 23 branches

    3.70%APY$370 a year on $10,000
  3. Top Carrot, Carrot Score 99
    Deseret First Credit UnionMission SavingsSavings · $5 min · 0.05%–3.60% by balance

    Credit union · 12 branches

    3.60%APY$360 a year on $10,000
  4. Top Carrot, Carrot Score 97
    Sallie MaeSallie Mae Money Market AccountSallie Mae Money Market Account · $0 min

    Bank · 1 branch

    3.60%APY$360 a year on $10,000
  5. Top Carrot, Carrot Score 98
    Synchrony BankHigh Yield SavingsSavings · $0 min

    Bank · 1 branch

    3.55%APY$355 a year on $10,000
  6. Top Carrot, Carrot Score 96
    Marcus by Goldman SachsOnline Savings AccountSavings · $0 min

    Bank · 2 branches

    3.50%APY$350 a year on $10,000
  7. Top Carrot, Carrot Score 89
    Freedom Credit UnionHigh Yield SavingsSavings · $5 min · 0.05%–3.50% by balance

    Credit union · 2 branches

    3.50%APY$350 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 97
    Sallie MaeSmartyPig Savings AccountSavings · $0 min

    Bank · 1 branch

    3.40%APY$340 a year on $10,000
  9. SoFi Bank, National AssociationSoFi SavingsSavings

    Bank · 1 branch

    3.30%APY$330 a year on $10,000with conditions
  10. American ExpressHigh Yield SavingsSavings · $0 min

    Bank · 1 branch

    3.20%APY$320 a year on $10,000
  11. Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance

    Credit union · 2 branches

    3.15%APY$315 a year on $10,000
  12. Top Carrot, Carrot Score 89
    Ally BankMoney Market AccountMoney Market Account · $0 min

    Bank · 1 branch

    3.10%APY$310 a year on $10,000
  13. Top Carrot, Carrot Score 89
    Ally BankSavings AccountSavings · $0 min

    Bank · 1 branch

    3.10%APY$310 a year on $10,000
  14. Top Carrot, Carrot Score 96
    Happen BankLevelUp SavingsSavings · $0 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000with conditions
  15. Top Carrot, Carrot Score 92
    Chartway Credit UnionBonus SavingsSavings · $100 min

    Credit union · 13 branches

    2.50%APY$250 a year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Utah

198 accounts at 79 banks and credit unions · checked Oct 15–22

Typical
0.35%
Top 10% from
3.52%
Banks, typical
0.50%
Credit unions, typical
0.25%

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Utah

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 87 branches
  2. Deseret First Credit UnionCredit union · 12 branches
  3. Cyprus Credit UnionCredit union · 23 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate