Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Utah
- 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires completing an application, proper identification, and meeting eligibility requirements (living in Box Elder or Cache County, having an immediate family member with an account, or working at a Select Employee Group).
Offer: Dividends pay monthly.
Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked eligible SBSU checking account (SBSU High Interest Checking, SBSU Cash Back Checking, SBSU Eats Checking, or SBSU Play Checking). To qualify for the higher rate, each Monthly Qualification Cycle must have at least 12 debit card transactions, at least 2 direct deposit, ACH payment, or ACH credit transactions, and enrollment in eStatements. Variable rate account.
Offer: Base rate earned on entire daily balance if qualifications are not met in the linked checking account during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary Share Savings requires an initial deposit of $5 to establish credit union membership. Additional Share Savings accounts have no minimum balance requirement. Dividends are compounded monthly with no withdrawal penalties.
Offer: Primary Share Savings account requires a minimum opening deposit of $5. Dividends are compounded monthly.
0.05% interest rate · Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary Share Savings requires an initial deposit of $5 to establish credit union membership. Additional Share Savings accounts have no minimum balance requirement. Dividends are compounded monthly with no withdrawal penalties.
Offer: Additional Share Savings accounts have no minimum balance requirement.
0.05% interest rate · Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum balance to maintain credit union membership. Earns interest with a $150 minimum balance. Compounded monthly. Yield declared as a dividend for the previous month. No fees unless account is closed within the first 6 months. 6 electronic withdrawals/transfers per month, unlimited in-branch.
Offer: Minimum average daily balance of $150 required to earn stated APY. Dividends compounded monthly. Share Savings yield declared as a dividend for the previous month.
Compounded monthly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatic monthly transfer of at least $10 from payroll or another ACU account required. Optional Sweeps daily transfer from ACU checking. Maximum 2 withdrawals/transfers per year. Compounded monthly.
Offer: Tier for balances $0.01 to $4,999.99. Minimum required monthly transfer of $10. Max 2 withdrawals/transfers per year. Dividends compounded monthly.
Compounded monthly · No monthly fee
Rate by balance
Rate by balance for MyFund Savings Balance APY Up to $5,000 0.10% $5,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividend Compounded: Quarterly; Dividend Period: Quarterly.
Offer: Dividend Compounded: Quarterly; Dividend Period: Quarterly. Minimum monthly balance $25.00.
0.05% interest rate · Effective May 24, 2019
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends paid monthly. Variable rate may change after account opening. Credit union membership required. $25 minimum balance to open and maintain account.
Offer: $100.00 minimum balance required to earn the stated dividend/APY. Dividend rate is 0.05%, compounded/paid monthly. $25 minimum opening deposit.
0.05% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Custom savings suffix account manageable via online banking.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A minimum of $25 must stay in the account to maintain membership. Rate applies on balances over $25.
Offer: Earns rate on balances over $25. Minimum $25 must remain in account to maintain membership.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership account that represents ownership in EUCCU. Classified as non-transactional under Regulation D with a limit of 6 electronic transactions per 30-day period. Dividends are based on average daily balance and paid quarterly.
Offer: A $25 minimum deposit opens a Share Account or Joint Member Share Account.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly based on daily balance formula. Rates are variable.
Offer: Variable rate; dividends compounded and credited monthly based on daily balance formula.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Utah
198 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 3.52%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Utah
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 87 branches
- Deseret First Credit UnionCredit union · 12 branches
- Cyprus Credit UnionCredit union · 23 branches