Credit union · NCUA insured
EUCCU Savings Rates
Top CarrotEUCCU’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How EUCCU’s savings rates compare
Compared with banks and credit unions near Price, UT, where EUCCU has the most branches. $10,000, best rate first.
This credit union’s best
EUCCU
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
American United Federal Credit Union
1.15%APY
- Minimum
- —
- Earns on $10,000 a year
- $115
EUCCU savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EUCCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 1.00%APY
Account limited to six (6) withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upAccount limited to six (6) withdrawals per month. | 0.50% | $50 | Account limited to six (6) withdrawals per month. |
| $2,500 and upAccount limited to six (6) withdrawals per month. | 0.75% | $75 | Account limited to six (6) withdrawals per month. |
| $10,000 and upAccount limited to six (6) withdrawals per month. | 1.00% | $100 | Account limited to six (6) withdrawals per month. |
| $25,000 and upAccount limited to six (6) withdrawals per month. | 1.25% | — | Account limited to six (6) withdrawals per month. |
| $50,000 and upAccount limited to six (6) withdrawals per month. | 1.75% | — | Account limited to six (6) withdrawals per month. |
| $100,000 and upAccount limited to six (6) withdrawals per month. | 2.25% | — | Account limited to six (6) withdrawals per month. |
| $150,000 and upAccount limited to six (6) withdrawals per month. | 2.50% | — | Account limited to six (6) withdrawals per month. |
| $200,000 and upAccount limited to six (6) withdrawals per month. | 3.25% | — | Account limited to six (6) withdrawals per month. |
Share Savings Account
0.05%APY
Membership account that represents ownership in EUCCU. Classified as non-transactional under Regulation D with a limit of 6 electronic transactions per 30-day period. Dividends are based on average daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceA $25 minimum deposit opens a Share Account or Joint Member Share Account.Any balance | 0.05% | $5 | A $25 minimum deposit opens a Share Account or Joint Member Share Account. |
Sources (1)
- euccu.com/share.php · captured Oct 4, 2026
Special-purpose accounts
IRA Money Market
Up to 1.00%APY
Account limited to six (6) withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upAccount limited to six (6) withdrawals per month. | 0.50% | $50 | Account limited to six (6) withdrawals per month. |
| $2,500 and upAccount limited to six (6) withdrawals per month. | 0.75% | $75 | Account limited to six (6) withdrawals per month. |
| $10,000 and upAccount limited to six (6) withdrawals per month. | 1.00% | $100 | Account limited to six (6) withdrawals per month. |
| $25,000 and upAccount limited to six (6) withdrawals per month. | 1.25% | — | Account limited to six (6) withdrawals per month. |
| $50,000 and upAccount limited to six (6) withdrawals per month. | 1.75% | — | Account limited to six (6) withdrawals per month. |
| $100,000 and upAccount limited to six (6) withdrawals per month. | 2.25% | — | Account limited to six (6) withdrawals per month. |
| $150,000 and upAccount limited to six (6) withdrawals per month. | 2.50% | — | Account limited to six (6) withdrawals per month. |
| $200,000 and upAccount limited to six (6) withdrawals per month. | 3.25% | — | Account limited to six (6) withdrawals per month. |
Sources (1)
- euccu.com/retirement.php · captured Oct 15, 2026
Individual Retirement Account
0.05%APY
Designed to help members accumulate money for retirement. Available as Traditional, Roth, SEP-IRA, or Education IRA wrappers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join EUCCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work in, or attend school in, and businesses and other legal entities located in Carbon, Duchesne, Emery, Grand and San Juan counties.
Employers and groups
- Employees of this credit union, volunteers in the community, and organizations of such persons.
Family and household
- Members of immediate families or households of eligible persons.
Other ways
- Members of record in Carbon Credit Union as of the date of the conversion to federal charter on October 16, 2003.
- Spouses of persons who died while within the field of membership of this credit union.
Cost to join
- Must deposit and maintain the minimum balance required in a share savings account.
Membership information collected October 4, 2026.