Credit union · NCUA insured
San Juan Credit Union Savings Rates
Top CarrotSan Juan Credit Union’s best savings rate is 0.75% APY on $10,000, with its Annual Shares. Rates checked October 22, 2026.
How San Juan Credit Union’s savings rates compare
Compared with banks and credit unions in Utah, where San Juan Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
San Juan Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Annual Shares
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
San Juan Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where San Juan Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Annual Shares
0.75%APY
Funds can be withdrawn once per calendar year without penalty; withdrawals more than once per calendar year incur a 5% penalty of the amount withdrawn each time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOne withdrawal allowed per calendar year without penalty; additional withdrawals incur a 5% penalty.Any balance | 0.75% | $75 | One withdrawal allowed per calendar year without penalty; additional withdrawals incur a 5% penalty. |
Premier Savings
0.53%APY
Tiered rate savings account based on balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.30% | — |
| $2,500 – $4,999 | 0.38% | — |
| $5,000 – $9,999 | 0.45% | — |
| $10,000 – $24,999 | 0.53% | $53 |
| $25,000 – $49,999 | 0.60% | — |
| $50,000 – $99,999 | 0.68% | — |
| $100,000 and up | 0.75% | — |
Sources (1)
- sanjuancu.com/rates · captured Oct 4, 2026
Miscellaneous Customizable Savings
0.05%APY
Custom savings suffix account manageable via online banking.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Regular Shares
0.05%APY
A minimum of $25 must stay in the account to maintain membership. Rate applies on balances over $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns rate on balances over $25. Minimum $25 must remain in account to maintain membership.$25 and up | 0.05% | $5 | Earns rate on balances over $25. Minimum $25 must remain in account to maintain membership. |
Special-purpose accounts
Health Savings Accounts
2.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.02% | $202 |
Sources (4)
All captured Oct 4, 2026
IRA Shares
2.02%APY
Available as Traditional and Roth IRA share accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upApplies to Traditional IRA Shares and Roth IRA Accounts. Minimum balance $5.00.$5 and up | 2.02% | $202 | Applies to Traditional IRA Shares and Roth IRA Accounts. Minimum balance $5.00. |
Sources (4)
All captured Oct 4, 2026
Christmas Club
0.75%APY
Funds are released mid-November and can be withdrawn penalty-free until year end; withdrawals outside those dates incur a 5% penalty of funds withdrawn.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds released mid-November; penalty-free withdrawal through year-end, 5% penalty outside this period.Any balance | 0.75% | $75 | Funds released mid-November; penalty-free withdrawal through year-end, 5% penalty outside this period. |
Who can join San Juan Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.