Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 811–825 results in Texas
- PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 10 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance
Bank · 448 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Joining InTouch Credit Union requires establishing membership with a Regular Savings Account. A minimum balance of $5.00 must be deposited and maintained as the member's share.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards. No monthly service fee.
Offer: If qualifications on linked checking account are not met. Applies to entire daily balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 29, 2025
Rate checked
More details - Methodist Hospital Employees FCUMembership SavingsSavings · $200 min · 0.02%–0.15% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Membership savings accounts have transaction limitations and will be subject to excess withdrawal fees if those limits are reached. This account represents your member-ownership in Methodist Hospital Employees Federal Credit Union.
Offer: Must maintain the minimum daily balance in your account to obtain the annual percentage yield.
0.02% interest rate · Effective Mar 1, 2025
Rate by balance
Rate by balance for Membership Savings Balance APY $200 – $5,000 0.02% $5,000 – $15,000Your amount 0.05% Over $15,000 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Serves as Membership Deposit Account when joining USE Credit Union. $3.00 monthly service fee is waived if minimum average daily balance of $300.00 is met, and for members under 18 years of age or 65 years of age and older. Requires $25 balance to open.
Offer: Rates may change after account opening and fees may reduce earnings. $3.00 monthly service fee waived with $300.00 minimum average daily balance or for members under 18 or 65 and older.
$3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: A High Interest checking account (with $25.00 opening deposit) is required to have a Free ATX Saver account. Limit 1 account per SSN/ITIN. No monthly maintenance fees.
Offer: Non-qualifying rate on entire daily balance when monthly qualifications are not met on the linked checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 22, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be or become a member of Heritage USA FCU. Official State Issued ID or Driver's License and Social Security Card required to open. Transaction limit: 6 automated withdrawals/unlimited deposits.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked High-Yield Checking or Cash Back Checking account. No minimum balance required to earn rewards ($0.01 minimum balance to earn rewards). No monthly service fees. No minimum opening deposit. Qualification requirements per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 15 debit card purchases, and enrollment in eStatements. Dividends credited on the last day of the statement cycle. Membership required.
Offer: When qualifications are not met during the Monthly Qualification Cycle. Entire daily balance earns dividend rate of 0.05% (0.05% APY).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jul 8, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Need $2,000 to get started. Keep $2,000 or more to earn the full rate (less money = lower rate). No checks allowed. Minimum balance to earn stated rate is $100.
Offer: Minimum balance to earn stated rate is $100.
0.04% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $2,000 0.04% $2,000 – $25,000Your amount 0.05% $25,000 and up 0.08% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Minimum deposit required to open a savings account is $10, plus a $2 non-refundable new account / membership fee going to El Pasoans Fighting Hunger Food Bank. Dividends are paid quarterly. Allows borrowing against available balance.
Offer: Dividends paid quarterly. Rates and APYs accurate as of declaration date 09/24/2026, effective for the quarter ending 12/31/2026.
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Limit of one account per social security number. $50 minimum deposit to open. No monthly maintenance fees.
Offer: Base rate earned on entire balance if qualifications are not met in linked checking account during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa checking earnings. Establishes membership with Cal-Com.
Offer: Base dividend rate if qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - PrimeWay Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.13% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. $2,500 minimum balance to avoid service fee and earn APY.
Offer: Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.05% $25,000 – $75,000 0.10% $75,000 and up 0.13% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · No monthly fee · Effective Aug 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches