Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 661–675 results in Texas
- Wharton County Teachers Credit UnionRegular Savings AccountSavings · $25 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.13%APY$13 a year on $10,000Requirements
Product: Dividends paid on savings are set by the board and reviewed annually.
0.10% interest rate · Effective Jul 1, 2023
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $5,000 0.10%* $5,000 – $24,999Your amount 0.13%* $25,000 and up 0.15%* Rate checked
More details - Wharton County Teachers Credit UnionSpecial Savings AccountSavings · $25 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.13%APY$13 a year on $10,000Requirements
Product: Dividends paid on savings are set by the board and reviewed annually.
0.10% interest rate · Effective Jul 1, 2023
Rate by balance
Rate by balance for Special Savings Account Balance APY Up to $5,000 0.10%* $5,000 – $24,999Your amount 0.13%* $25,000 and up 0.15%* Rate checked
More details - Heritage USA Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min
Credit union · 2 branches
0.13%APY$12 a year on $10,000Requirements
Product: Tiered rates based on balance. Transaction limit: 6 automated withdrawals/unlimited deposits.
Offer: Rate stated as high as 0.125% APY; rates are tiered based on balance.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must qualify for membership. A minimum average balance of $500.00 is required to obtain the disclosed annual percentage yield.
Offer: A minimum average balance of $500.00 is required to obtain the disclosed annual percentage yield.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Rate applied if High-Yield Checking account requirements are not met.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: This interest-bearing account makes you a TDECU Member.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees could reduce earnings on the accounts. A penalty may be imposed for early withdrawal. Variable rate account and rate may change after the account is opened. Rates are subject to change daily.
Offer: Variable rate account and rate may change after the account is opened. Rates are subject to change daily. Fees could reduce earnings on the accounts. A penalty may be imposed for early withdrawal.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A Savings Account with a $5 initial deposit must be established to be eligible for other accounts, loans and Shell FCU benefits. This initial savings account is considered a Membership Account.
Offer: Variable rate type. Minimum balance required to receive disclosed APY.
Effective Oct 23, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum average daily balance of $100.00 required to earn dividends. Fee of $5.00 applies for each withdrawal or transfer in excess of 6 per calendar year.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain 1 share ($5.00 par value) and pay a $20.00 nonrefundable membership fee. Minimum average daily balance of $100.00 required to obtain disclosed APY. Must maintain a minimum daily balance of $50.00, have transaction activity within past 90 days, and have other active accounts with CUTX to avoid the $5.00 monthly service fee. Limited to 6 withdrawals/transfers per statement period.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · $5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Account transfer and withdrawal limitations apply.
Offer: Dividends compounded monthly and credited monthly; calculated using average daily balance method.
0.10% interest rate · Compounded monthly · Effective Nov 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership Required. No minimum opening balance required.
Offer: Dividends compounded and credited monthly. Daily balance computation method. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.
0.10% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening deposit terms conflict: schedule states $0, product page states $5. Requires $0 minimum to avoid service fee. May be closed after 60 days of zero balance.
Offer: Minimum balance to earn APY is $0.01.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 opening deposit. No minimum balance required after opening.
Offer: Minimum balance to earn APY is $0.01.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches