Credit union · NCUA insured
Wharton County Teachers Credit Union Savings Rates
Wharton County Teachers Credit Union’s best savings rate is 0.13% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How Wharton County Teachers Credit Union’s savings rates compare
Compared with banks and credit unions near El Campo, TX, where Wharton County Teachers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wharton County Teachers Credit Union
0.13%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $13
Regular Savings Account
Top rate
Texasgulf Federal Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $200
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Wharton County Teachers Credit Union savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.13%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wharton County Teachers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.13%APY
Dividends paid on savings are set by the board and reviewed annually.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $24,999 | 0.13% | $13 |
| $25,000 and up | 0.15% | — |
Special Savings Account
0.13%APY
Dividends paid on savings are set by the board and reviewed annually.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $24,999 | 0.13% | $13 |
| $25,000 and up | 0.15% | — |
Who can join Wharton County Teachers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Wharton County.
Family and household
- Membership is open to immediate family members (spouses, children, siblings, parents, grandparents, grandchildren, step children, step parents, step siblings, and adopted children, regardless of location or occupation) of someone who is eligible for membership.
Cost to join
- A $25.00 deposit to establish a Share account is required for membership.
Membership information collected October 5, 2026.