Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 541–555 results in Texas
- Nusenda Credit UnionRegular SavingsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No monthly fees. Minimum opening deposit is $5. Must maintain the minimum daily balance each day to obtain the disclosed APY.
Offer: Non-Transaction Share/Dividend tier for minimum balance of $5.
0.00% interest rate · Compounded daily · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100 0.00% $100 – $9,999 0.25% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Regular Shares require a $25 minimum balance at all times. Rates are subject to change without notice including after an account is opened. Fees could reduce earnings.
0.20% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $100 0.20% $101 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $40,000 0.35% $40,001 and up 0.45% Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: $100 minimum opening deposit. A $15 monthly service charge applies if the daily balance falls below $10,000 during the service charge cycle or the eligible combined relationship balance is less than $25,000 3 business days before the last service charge cycle date. Up to 8 free debits per service charge cycle.
Offer: Default rate tier without an associated b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details - 0.22%APY$22 a year on $10,000
Requirements
Product: Minimum opening balance of $25. Minimum balance to earn dividends is $25. Dividends compounded and credited quarterly (calendar).
0.22% interest rate
Rate checked
More details - Mountain Star Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No monthly or transaction fees as long as you maintain the minimum balance of $2,500.00. Below minimum balance fee is $5.00 monthly. 6 withdrawals per month. Fee for exceeding withdrawal limitation is $2.00. No ATM or Check Card access allowed. Dividends paid monthly.
Offer: Dividends paid monthly. No monthly or transaction fees as long as minimum balance of $2,500.00 is maintained. Below minimum balance fee is $5.00 monthly.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: Variable rate account; rate may change after account opening. Limit of 6 withdrawals or transfers per statement cycle.
Offer: Variable rate account; rate may change after account opening. Rates subject to change daily. Below $1,000.00 minimum daily balance incurs a $12.00 service charge fee; above $1,000.00 has no service charge fee. Limitations on frequency of transfers: 6 withdrawals or transfers per statement cycle.
Promotional rate · 0.20% interest rate · $12 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain $200 Average Collected Balance or link to $1,000 CD to avoid $6 quarterly service charge.
0.20% interest rate · Effective Mar 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Pay frequency monthly. Minimum earning balance $10.00.
Offer: Pay frequency monthly. Minimum earning balance $10.00.
Effective Sep 23, 2026
Rate checked
More details - Education Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.30% by balance
Credit union · 11 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires credit union membership, a $5.00 deposit into the Primary Share Savings account, and a one-time membership fee of $1.00.
Offer: Dividends calculated daily, paid monthly. Minimum earning balance $100.00.
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $100 0.00% $100 – $5,000 0.15% $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $100.00 opening deposit required with new-to-Tech CU money (deposited from an external source within 21 days of account opening). $0.01 minimum balance to maintain account and earn dividends. No monthly maintenance fee. Must open and accompany a Tech CU Checking Account on membership for qualified tier rates; if qualifying transactions are not posted during the calendar month, unqualified rates apply. Blended tiered APY. Overdraft protection not available. Limited to one per membership. Not available on Business, IRA, or HSA.
Offer: Unqualified accounts: if all qualifying transactions are not posted during the calendar month, entire balance earns this rate.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $25.00 minimum balance to open, maintain account and earn dividends. $25 is member share and not available for transactions. Linked to Checking for free overdraft protection. No monthly fees.
0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Service charge waived with a $500 minimum daily balance. Pair with b1BANK personal checking account. Withdrawals: 4 fee-free per statement cycle ($5 each after that). Free eStatements ($3 for paper).
Offer: Default rate without activity in a related checking account. Variable rate. $5 monthly service charge waived with $500 minimum daily balance.
Qualified rate · 0.20% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method, compounded and credited monthly. If account is closed before accrued dividends are credited, accrued dividends will not be received.
Offer: Minimum opening deposit is $5. Minimum daily balance of $100 required to earn the stated APY. Dividends compounded and credited monthly.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Share account that comes with every City CU membership. Dividends calculated by daily balance method, compounded and credited monthly. If account is closed before accrued dividends are credited, accrued dividends will not be received.
Offer: Minimum opening deposit is $5. Minimum daily balance of $100 required to earn the stated APY. Dividends compounded and credited monthly.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches