Bank · FDIC insured
Lone Star Bank Savings Rates
Lone Star Bank’s best savings rate is 0.20% APY on $10,000, with its Personal Savings. Rates checked October 16, 2026.
How Lone Star Bank’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Lone Star Bank has the most branches. $10,000, best rate first.
This bank’s best
Lone Star Bank
0.20%APY
- Minimum
- $200
- Earns on $10,000 a year
- $20
Personal Savings
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Lone Star Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lone Star Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Savings
0.20%APY
Maintain $200 Average Collected Balance or link to $1,000 CD to avoid $6 quarterly service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.20% | $20 |
Sources (3)
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.