Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 706–719 results in New York
- 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Dime Commercial BankAspire Statement SavingsSavings · $100 min · 0.00%–0.01% by balance
Bank · 61 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available to natural persons for personal, household or family purposes. Monthly cycle service charge of $5.00 if average available balance falls below $500.
Offer: For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500.
$5 monthly fee · Effective Jul 13, 2023
Rate by balance
Rate by balance for Aspire Statement Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Required for membership, limit one per member, must maintain $1 minimum balance.
Effective Sep 1, 2026
Rate checked
More details - Cornerstone Community Federal Credit UnionRegular Shares & Sub AccountsSavings · $50 min
Credit union · 7 branches
0.01%APY$1 a year on $10,000Requirements
Product: Opens membership with $5 deposit. Competitive quarterly dividends paid on average daily balance of $50 or more.
Offer: Minimum average daily balance of $50.00 to earn APY.
0.01% interest rate · Effective Jun 30, 2026
Rate checked
More details - Ukrainian National Federal Credit UnionShare Savings AccountsSavings · $50 min
Credit union · 2 branches
0.01%APY$1 a year on $10,000Requirements
Product: Regular Share Account is a passbook savings account with a minimum balance of $50.00. Membership is available to members of Holy Trinity Ukrainian Orthodox Church, Ukrainian Autocephalic Orthodox Cathedral of Saint Vladimir in NY, and members/employees of St. Andrew's Ukrainian Orthodox Church in South Bound Brook, NJ. Par value to open account is $5.00 share deposit.
Offer: Dividends accrued daily and credited quarterly based on daily balance method for balances of $50.00 or more.
0.01% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Massena Savings & Loan AssociationMoney Market Savings AccountMoney Market Savings Account · $2,500 min
Bank · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: Variable rate account; interest compounded and credited quarterly. Commercial accounts do not earn interest and do not have tiers. $2,500 minimum ledger balance required to obtain disclosed interest rate and/or APY.
Offer: Tier 1. Tier balance thresholds not specified. Variable rate. Minimum balance to open is $2,500.00, and minimum ledger balance of $2,500 to obtain disclosed interest rate/APY.
0.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
0.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Peapack Private Bank & TrustPremium Tiered Money MarketPremium Tiered Money Market · $100 min · 0.00%–1.40% by balance
Bank · 2 branches
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: Must open a Premium Access Checking account ($100 minimum deposit, $30 monthly fee if combined average ledger balance < $50,000 in qualifying deposit accounts). New money only. Average daily balance of at least $50,000 as of last statement cycle required to obtain APY above 0.00%. If Premium Access Checking is closed/converted, bank reserves right to convert to Legacy II Money Market Account. Standard money market rules apply. eStatements required to avoid $5.00 paper statement fee.
Offer: New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee.
Qualified rate · 0.00% interest rate · Effective Nov 13, 2024
Rate by balance
Rate by balance for Premium Tiered Money Market Balance APY Up to $50,000Your amount 0.00% $50,000 – $250,000 0.40% $250,000 – $500,000 0.90% $500,000 and up 1.40% Rate checked
More details - Northern Credit UnionPlatinum High Yield SavingsSavings · $0 min · 0.00%–3.25% by balance
Credit union · 10 branches
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: Offered with Choice Rewards Checking or Premium Rewards Checking.
Qualified rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Platinum High Yield Savings Balance APY Up to $50,000Your amount 0.00% $50,000 – $100,000 1.75% $100,000 – $200,000 3.00% $200,000 and up 3.25% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Share Account represents membership in the credit union. Monthly maintenance fee of $3.00 is waived if the minimum balance of $75.00 is maintained, or if the member is younger than 18 or older than 65.
Offer: Does not earn dividends. Account servicing fee of $5.00 is charged annually on July 31.
$3 monthly fee
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Primary share savings account serves as Membership with Gates Chili FCU. Minimum balance requirement of $25. Additional savings accounts may be opened with a $25 minimum balance requirement.
0.00% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches