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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in New Jersey

  1. Somerset Regal BankPremium Money Market AccountPremium Money Market Account · $5,000 min

    Bank · 14 branches

    3.35%APY$335 a year on $10,000
  2. Top Carrot, Carrot Score 95
    Affinity Federal Credit UnionPerformance SavingsSavings · $5 min · 0.50%–3.25% by balance

    Credit union · 16 branches

    3.25%APY$325 a year on $10,000with conditions
  3. Hanover BankMax Saver SavingsSavings · $100 min · 0.20%–3.25% by balance

    Bank · 1 branch

    3.25%APY$325 a year on $10,000with conditions
  4. Top Carrot, Carrot Score 93
    American Heritage Credit UnionHigh-Yield Savings AccountSavings · $10,000 min

    Credit union · 5 branches

    3.20%APY$320 a year on $10,000
  5. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min

    Credit union · 1 branch

    3.20%APY$320 a year on $10,000
  6. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.05%–3.15% by balance

    Credit union · 3 branches

    3.15%APY$315 a year on $10,000
  7. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    3.10%APY$310 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 95
    HEFCUWellness SavingsSavings · $5,000 min · 1.01%–3.04% by balance

    Credit union · 2 branches

    3.04%APY$304 a year on $10,000
  9. Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min

    Bank · 3 branches

    3.03%APY$303 a year on $10,000
  10. PCB BankPersonal Installment SavingsSavings

    Bank · 2 branches

    3.00%APY$300 a year on $10,000
  11. First BankHigh Yield Savings AccountSavings · $1,000 min

    Bank · 16 branches

    3.00%APY$300 a year on $10,000
  12. XCEL Federal Credit UnionLift High Yield SavingsSavings · $1,000 min

    Credit union · 1 branch

    3.00%APY$300 a year on $10,000intro rate
  13. First Commerce BankRelationship SavingsSavings · $1,000 min

    Bank · 11 branches

    3.00%APY$300 a year on $10,000
  14. Top Carrot, Carrot Score 90
    First Harvest Credit UnionGrowth Savings AccountSavings · $0 min · 0.01%–3.00% by balance

    Credit union · 6 branches

    3.00%APY$300 a year on $10,000intro rate
  15. Top Carrot, Carrot Score 90
    First Harvest Credit UnionGrowth Savings AccountSavings · $1,000 min

    Credit union · 6 branches

    3.00%APY$300 a year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New Jersey

414 accounts at 152 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
2.84%
Banks, typical
0.15%
Credit unions, typical
0.16%

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New Jersey

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 1 branch
  3. Bridgeton Onized Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate