Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Missouri
- 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends rates are declared by the Board and paid quarterly and are subject to change without notice. Last declared and paid in March 2026.
Offer: Min. balance required to earn div.: $2,500. Dividends paid quarterly.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. With a $25 initial deposit, you become a member-owner.
Offer: Dividends declared by Board, paid quarterly, and subject to change without notice. Minimum balance of $50 required to earn dividends.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is compounded daily and credited quarterly. Rate may change daily at bank discretion. Requires $100.00 minimum opening deposit. A service charge of $5.00 is imposed if balance falls below $100.00 on any day of the quarterly statement cycle. Max 6 pre-authorized, automatic, or telephone transfers per month; $.50 per withdrawal fee in excess of 9 withdrawals per quarterly statement cycle.
Offer: Rate applies to Statement Savings as listed under Savings on the Current Deposit Rates chart.
0.25% interest rate · Compounded daily
Rate checked
More details - Holy Rosary Credit UnionSavings AccountsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Required to establish and maintain membership with Holy Rosary Credit Union. APY is as high as based on tier, term or other factors. Penalties may be imposed for early withdrawals.
Offer: Penalties may be imposed for early withdrawals.
0.00% interest rate · Effective Feb 1, 2025
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $100 0.00% $100 – $10,000 0.05% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.25% $100,000 and up 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance required to earn interest. Interest compounded and paid quarterly.
0.25% interest rate · No monthly fee · Effective Jan 8, 2026
Rate checked
More details - Columbia Credit UnionSMART MONEY MARKETSMART MONEY MARKET · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid on all balances above $2,500. No monthly fee with minimum balance of $1,000; otherwise $10 per month. $500.00 minimum on withdrawals. Up to six pre-authorized withdrawals or transfers per month.
Offer: No monthly fee with minimum balance of $1,000; otherwise $10 per month.
$10 monthly fee · Effective Jan 1, 2024
Rate by balance
Rate by balance for SMART MONEY MARKET Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.25% $20,000 and up 0.35% $50,000 and up 0.45% Rate checked
More details - Pony Express BankMoney Market AccountMoney Market Account · $2,000 min · 0.25%–3.04% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Waive the $15 monthly service charge by maintaining a daily minimum balance of $2,000. Interest compounded and credited monthly.
Offer: Waive the $15 monthly service charge by maintaining a daily minimum balance of $2,000.
0.25% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $250,000 1.51% $250,000 – $500,000 2.53% $500,000 and up 3.04% Rate checked
More details - Community First BankMoney Market AccountMoney Market Account · $100 min · 0.10%–0.50% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Variable Rate Account/Tiered. Limited checking: fee applicable if excess of six debit transactions per statement cycle.
Offer: Limited checking
0.10% interest rate · Effective Sep 11, 2019
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $90,000 0.40% $90,000 and up 0.50% Rate checked
More details - Assemblies of God Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: 6 withdrawals with no fees per calendar month. $10 monthly fee if balance falls below $2,500. Minimum balance of $2,500 required to earn dividends. Compounded monthly.
Offer: $10 monthly fee if balance falls below $2,500; minimum balance of $2,500 required to earn dividends; compounded monthly.
0.25% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 6, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Every member has a share account (savings account) establishing shareholder status.
Offer: Dividends compounded quarterly. Inactive accounts with balance under $250 and no activity for 12 months incur a $5 quarterly fee for members over 18 without other accounts.
Compounded quarterly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free monthly service charge with no daily balance requirement. Works with the Kids Go Green program. $100 minimum opening deposit for age 18 and older, $25 for under age 18.
Offer: Earns APY on any balance.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is paid monthly. ATM transactions and direct ACH deposits are permitted. Monthly statements provided.
Offer: $4.00 monthly service fee waived unless account balance falls below the $300 minimum at any time during the statement cycle.
0.25% interest rate · $4 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Passbook must be present for all transactions. No EFT activity permitted, including ACH deposits, ACH payments to third parties, internet banking transfers, or other electronic activity. Interest is earned quarterly. Annual statements provided.
Offer: No daily minimum balance. No monthly service charge ($5.00 fee applies for lost passbooks). Earns quarterly interest.
0.25% interest rate · No monthly fee
Rate checked
More details - Community State BankMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.25% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Limited number of withdrawals. Average daily balance is determined by adding the ending balance of each day and dividing the number of days in the period.
Offer: Rate applied if the average daily balance falls below $2,500.00.
0.10% interest rate · No monthly fee · Effective Sep 19, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.25% Rate checked
More details - 0.21%APY$21 a year on $10,000
0.21% interest rate · No monthly fee · Effective Jul 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch