Bank · FDIC insured
Community First Bank Savings Rates
Community First Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Community First Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Community First Bank has the most branches. $10,000, best rate first.
This bank’s best
Community First Bank
0.25%APY
- Minimum
- $100
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Community First Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Variable Rate Account/Tiered. Limited checking: fee applicable if excess of six debit transactions per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Limited checking | 0.10% | — | Limited checking |
| $2,500 – $10,000Limited checking | 0.15% | — | Limited checking |
| $10,000 – $25,000Limited checking | 0.25% | $25 | Limited checking |
| $25,000 – $50,000Limited checking | 0.30% | — | Limited checking |
| $50,000 – $90,000Limited checking | 0.40% | — | Limited checking |
| $90,000 and upLimited checking | 0.50% | — | Limited checking |
Sources (2)
- communityfirstbank.net/banking/money-market.php
- communityfirstbank.net/pdf/201…erest-rates-07-05-19.pdf
All captured Sep 17, 2026
Regular Savings Account
0.15%APY
Variable rate account. Interest compounded and credited quarterly. Daily balance method used to calculate interest. Quarterly service charge applies if minimum balance is not maintained or stipulations not met.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to open and obtain APY is $25.00. Fee of $1.00 per withdrawal if there is an excess of 3 withdrawals/transfers in a quarter.$25 and up | 0.15% | $15 | Minimum balance to open and obtain APY is $25.00. Fee of $1.00 per withdrawal if there is an excess of 3 withdrawals/transfers in a quarter. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.