Credit union · NCUA insured
Highway Crossroads Credit Union
A $25M credit union headquartered in Sikeston, MO, with 2,403 members and 1 branch in Missouri. Best rates: savings 0.25% APY.
Highway Crossroads Credit Union Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#3 of 4 in Sikeston, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Highway Crossroads Credit Union
Highway Crossroads Credit Union is headquartered in Sikeston, Missouri.
- Headquarters
- 741 York Dr, Sikeston, MO 63801
- NCUA charter
- 60167
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Cape Girardeau, New Madrid, Mississippi, Scott, or Stoddard County in Missouri are eligible for membership.
Military, government and schools
- Employees and retirees of the Missouri Department of Transportation (Southeast District) and the Missouri State Highway Patrol (Troop E) are eligible to join.
Family and household
- Family members of any existing credit union member are eligible for membership.
Cost to join
- Membership requires opening a Share (Savings) Account with a $30.00 deposit and maintaining a $30.00 minimum balance.
Branches
1 branch in Missouri
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Missouri
1 branch
- Highway Crossroads Credit UnionMain office741 York Dr, Sikeston, MO 63801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.60% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.65% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio14.60%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.65%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Highway Crossroads Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.