Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 556–570 results in Massachusetts
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 10 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Also referred to as Personal Statement Savings. Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $25 or more quarterly, or monthly if set up with a portfolio statement.
Offer: Tier 1: Average daily balance $25 +. Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $100 or more quarterly, or monthly through a portfolio statement.
Offer: Tier 1: Average daily balance $100 < $2,500 ($100 - $2,499.99). Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - St. Anne's Credit UnionOnline New Member Savings SpecialSavings · $5 min · 0.03%–5.85% by balance
Credit union · 12 branches
0.03%APY$3 a year on $10,000Requirements
Product: Available online to new members only. Consumer accounts only. Variable rate subject to change after account opening.
Offer: APY of 5.85% paid on daily balance up to $1,000.00.
Effective Mar 15, 2023
Rate by balance
Rate by balance for Online New Member Savings Special Balance APY Up to $1,000 5.85% $1,000 and upYour amount 0.03%* Rate checked
More details - East Cambridge Savings BankEast Cambridge Money MarketEast Cambridge Money Market · $25 min
Bank · 11 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Must be linked with East Cambridge Checking to earn bonus rate. Exclusively for East Cambridge Checking customers. Personal deposits of Massachusetts residents only. No monthly maintenance fees. $25.00 minimum deposit required to open account.
Offer: Entire balance if monthly qualifications not met.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 179 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Minimum daily balance to earn APY is $10.00.
0.03% interest rate · No monthly fee · Effective May 8, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Minimum daily balance to earn APY is $1.00.
0.03% interest rate · Effective May 8, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $25 minimum to maintain membership in the Credit Union. Dividends will be paid on balances over $50.
Offer: Dividends will be paid on balances over $50. $25 minimum to maintain membership in the Credit Union.
0.03% interest rate · No monthly fee · Effective Feb 14, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Can link to checking account for easy transfers. Rates may change after the account is opened. Fees could reduce earnings.
0.03% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Pay no monthly fees if you maintain a minimum daily balance of $10. Rates may change after the account is opened. Fees could reduce earnings.
Offer: Minimum daily balance of $10 to pay no monthly fees.
0.03% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No penalty for withdrawals.
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Gateway to membership.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches