Credit union · NCUA insured
Pioneer Valley Credit Union Savings Rates
Pioneer Valley Credit Union’s best savings rate is 1.00% APY on $10,000, with its Green High-Yield Savings. Rates checked October 15, 2026.
How Pioneer Valley Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, MA, where Pioneer Valley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pioneer Valley Credit Union
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Green High-Yield Savings
Top rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
2nd-highest rate
Polish National Credit Union
3.50%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $350
Pioneer Valley Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0003.15%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pioneer Valley Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Green High-Yield Savings
1.00%APY
Must enroll in online and mobile banking and eStatements. Minimum daily balance to maintain APY is $1,000. Balances below minimum balance earn regular primary share rate. Membership required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Requires enrollment in online/mobile banking and eStatements. | 1.00% | $100 | Requires enrollment in online/mobile banking and eStatements. |
| $25,000 – $50,000Requires enrollment in online/mobile banking and eStatements. | 1.50% | — | Requires enrollment in online/mobile banking and eStatements. |
| $50,000 – $100,000Requires enrollment in online/mobile banking and eStatements. | 2.25% | — | Requires enrollment in online/mobile banking and eStatements. |
| $100,000 – $150,000Requires enrollment in online/mobile banking and eStatements. | 3.15% | — | Requires enrollment in online/mobile banking and eStatements. |
| $150,000 – $200,000Requires enrollment in online/mobile banking and eStatements. | 3.20% | — | Requires enrollment in online/mobile banking and eStatements. |
| $200,000 and upRequires enrollment in online/mobile banking and eStatements. | 3.25% | — | Requires enrollment in online/mobile banking and eStatements. |
Sources (2)
All captured Sep 18, 2026
Emergency Fund
0.03%APY
No penalty for withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.03% | $3 |
Sources (2)
All captured Sep 18, 2026
Primary Share Account
0.03%APY
Gateway to membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.03% | $3 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Education Prime Share
3.00%APY
Coverdell Education Savings Account (CESA). Minimum opening balance of $10; minimum balance to earn APY is $10.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 3.00% | $300 |
Sources (2)
All captured Sep 18, 2026
Roth IRA Prime Share
3.00%APY
No account fees. Minimum opening balance and minimum balance to earn APY is $10.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 3.00% | $300 |
Traditional IRA Prime Share
3.00%APY
No account fees. Minimum opening balance and minimum balance to earn APY is $10.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 3.00% | $300 |
Holiday Club
0.03%APY
Funds become available November 1st (penalty-free withdrawals October 1st through November 1st; withdrawals made outside this period may incur a penalty) and transfer to Primary Share Account or are issued as a mailed check.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upPenalty may apply to withdrawals made outside the October 1st through November 1st window.$10 and up | 0.03% | $3 | Penalty may apply to withdrawals made outside the October 1st through November 1st window. |
Sources (2)
All captured Sep 18, 2026
Vacation Club
0.03%APY
No withdrawal penalty, access funds anytime.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.03% | $3 |
Sources (2)
All captured Sep 18, 2026
Closed to new customers
Secondary Share
0.03%APY
For existing members to create multiple accounts for specific goals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.03% | $3 |
Sources (2)
All captured Sep 18, 2026
Who can join Pioneer Valley Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.