Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Kentucky
- 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee applies if balance falls below $100.00. 2 withdrawals permitted per quarter.
Offer: Monthly service fee applies if balance falls below $100.00. 2 withdrawals permitted per quarter.
0.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - KUE Federal Credit UnionSpecial SharesSavings · $5 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Par value of a regular share is $5.00.
0.20% interest rate · Effective Oct 2, 2023
Rate by balance
Rate by balance for Special Shares Balance APY Up to $20,000Your amount 0.20% Over $20,000 0.80% Rate checked
More details - KUE Federal Credit UnionRegular SharesSavings · $5 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Establishes credit union membership. Par value of a regular share is $5.00. No monthly fees.
0.20% interest rate · No monthly fee · Effective Oct 2, 2023
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $20,000Your amount 0.20% Over $20,000 0.80% Rate checked
More details - The Health and Education Federal Credit UnionPersonal SavingsSavings · $25 min
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires active membership with a $5.00 one-time membership fee. Dividends calculated on average daily balance and paid quarterly.
0.20% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - 0.20%APY$20 a year on $10,000
- 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Feb 1, 2025
Rate checked
More details - Heritage Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–2.25% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Rates are variable and may change after accounts are open. Dividend period is monthly.
Offer: Rates are variable and subject to change.
0.15% interest rate · Effective Jun 20, 2023
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 and up 0.15% $10,000 and upYour amount 0.20% $25,000 and up 0.25% $50,000 and up 0.25% $100,000 and up 0.25% $250,000 and up 0.75% $325,000 and up 1.25% $500,000 and up 1.75% $750,000 and up 2.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns interest only on balances of $10,000 or more; no interest earned if monthly balance drops below $10,000. Up to 6 free withdrawals per month ($2 per additional withdrawal).
Offer: Interest is earned only on accounts maintaining a $10,000 minimum monthly balance. 6 free withdrawals per month (then $2 per additional withdrawal).
0.15% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Y-12 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to earn dividends.
0.15% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $74,999 0.20% $75,000 – $99,999 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earn dividends on average daily balance; dividend payments quarterly.
Offer: Start earning dividends with as little as $5.
0.15% interest rate · Effective Sep 23, 2026
Rate checked
More details - Lake Chem Community Credit UnionShare Savings AccountSavings · $25 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends are paid quarterly. No monthly minimum balance required. Complimentary ATM card included with access to 24-hour ATMs. $25 goes to membership share representing ownership. Dormant fee of $10.00 imposed on savings accounts with no activity for 24 months. Sub-accounts can be added.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $7,501 0.10% $7,501 – $10,001Your amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: $50 minimum daily balance to obtain APY
0.15% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum balance.
Offer: Avoid $10 monthly service fee by maintaining a $1,000 minimum balance.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. No monthly service fees.
Offer: No minimum balance to earn APY; no minimum balance to avoid service fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $2,500 minimum daily balance requirement to avoid a $10 monthly service fee.
Offer: $10 monthly service fee if daily balance falls below $2,500 minimum at any time during statement cycle.
0.15% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 0.15% $50,000 – $250,000 0.35% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.25% $1,000,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches