Bank · FDIC insured
Sacramento Deposit Bank Savings Rates
Sacramento Deposit Bank’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Sacramento Deposit Bank’s savings rates compare
Compared with banks and credit unions near Owensboro, KY, where Sacramento Deposit Bank has the most branches. $10,000, best rate first.
This bank’s best
Sacramento Deposit Bank
0.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Liberty FCU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Sacramento Deposit Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sacramento Deposit Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
($2,500 minimum daily balance to obtain APY)
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000($2,500 minimum daily balance to obtain APY) | 0.15% | — | ($2,500 minimum daily balance to obtain APY) |
| $10,000 – $25,000($2,500 minimum daily balance to obtain APY) | 0.20% | $20 | ($2,500 minimum daily balance to obtain APY) |
| $25,000 and up($2,500 minimum daily balance to obtain APY) | 0.25% | — | ($2,500 minimum daily balance to obtain APY) |
Sources (1)
- sdbweb.com/current-rates · captured Oct 22, 2026
Savings Account
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum daily balance to obtain APY$50 and up | 0.15% | $15 | $50 minimum daily balance to obtain APY |
Sources (1)
- sdbweb.com/current-rates · captured Oct 15, 2026
Special-purpose accounts
IRA
2.27%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum daily balance to obtain APY$100 and up | 2.27% | $227 | $100 minimum daily balance to obtain APY |
Sources (1)
- sdbweb.com/current-rates · captured Oct 15, 2026
Christmas Club Account
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- sdbweb.com/current-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.