Credit union · NCUA insured
Northern Kentucky Federal Credit Union Savings Rates
Northern Kentucky Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Share. Rates checked October 22, 2026.
How Northern Kentucky Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Northern Kentucky Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northern Kentucky Federal Credit Union
0.20%APY
- Minimum
- $5
- Earns on $10,000 a year
- $20
Regular Share
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Northern Kentucky Federal Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Kentucky Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.20%APY
No maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA
0.25%APY
Traditional, Roth, Coverdell Education Savings, and Savings/Certificate IRA available. No custodial fees and no maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Sep 19, 2026
Club Accounts
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- nkfcu.org/rates-specials · captured Sep 19, 2026
Who can join Northern Kentucky Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.