Credit union · NCUA insured
Lake Chem Community Credit Union Savings Rates
Lake Chem Community Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Lake Chem Community Credit Union’s savings rates compare
Compared with banks and credit unions in Kentucky, where Lake Chem Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lake Chem Community Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Share Savings Account
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
Lake Chem Community Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lake Chem Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Share Savings Account
0.20%APY
Automatic upgrade when pairing savings with an active Checking Account. Dividends earned on quarterly average balances.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $7,501Requires an active checking account | 0.15% | — | Requires an active checking account |
| $7,501 – $10,001Requires an active checking account | 0.20% | $20 | Requires an active checking account |
| $10,001 – $20,001Requires an active checking account | 0.30% | — | Requires an active checking account |
| $20,001 – $50,001Requires an active checking account | 0.35% | — | Requires an active checking account |
| $50,001 – $100,001Requires an active checking account | 0.45% | — | Requires an active checking account |
| $100,001 and upRequires an active checking account | 0.60% | — | Requires an active checking account |
Share Savings Account
Up to 0.25%APY
Dividends are paid quarterly. No monthly minimum balance required. Complimentary ATM card included with access to 24-hour ATMs. $25 goes to membership share representing ownership. Dormant fee of $10.00 imposed on savings accounts with no activity for 24 months. Sub-accounts can be added.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,001 | 0.25% | $25 |
| Up to $7,501 | 0.10% | — |
| $7,501 – $10,001 | 0.15% | $15 |
| $20,001 – $50,001 | 0.30% | — |
| $50,001 – $100,001 | 0.40% | — |
| $100,001 and up | 0.50% | — |
Who can join Lake Chem Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, or conduct business with any legal entity in Ballard, Caldwell, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, McCracken, and Trigg Counties, Kentucky are eligible for membership.
Cost to join
- Joining may require the purchase and maintenance of minimum required share(s), paying a membership fee, or other requirement(s) as set forth in the Credit Union's bylaws.
Membership information collected October 4, 2026.