Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results in Illinois
- 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: $3.00 per quarter assessed if Average Daily Balance for the quarter falls below $100. Fees are waived for minors/students. Variable rate feature that may change after account opening. If balance falls below minimum, you may not obtain disclosed APY. Fees may reduce earnings.
Offer: Variable rate feature that may change after the account is opened. If balance of account falls below minimum, you may not obtain the disclosed APY. Fees may reduce earnings.
Promotional rate · 0.20% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate
Rate by balance
Rate by balance for Maximizer Account Balance APY Up to $50,000Your amount 0.20% $50,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: $3 service fee if balance falls below $100.00; $2 for each withdrawal in excess of 6 per statement cycle. Rate may change after account opening.
0.20% interest rate · $3 monthly fee · Effective Oct 14, 2026
Rate checked
More details - First Bankers TrustPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.10%–1.00% by balance
Bank · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to avoid low monthly service charge of $20. Electronic statement provided monthly at no cost; paper statement can be mailed for a $3.95 per month fee upon request. Unlimited deposits. Withdrawals made by electronic transfer or check are limited to 6 per month (a withdrawal fee of $10 may apply if the number of transactions exceeds allowable limits). Interest rates may change at any time after opening. Fees could reduce earnings.
Offer: APY requires balance of $0.00-$2,499.99. Maintain a $2,500 minimum balance to avoid low monthly service charge of $20.
0.10% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.20% $25,000 – $50,000 0.70% $50,000 and up 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance.
Offer: $2 monthly maintenance fee waived by maintaining $200 minimum daily balance.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If you make more than two withdrawals (including transfers) in a month, you'll be charged a $10 withdrawal fee. Optional Pocket Change round-up matching available for first 90 days up to $100.
Offer: $10 fee for more than two withdrawals or transfers per month.
0.10% interest rate
Rate checked
More details - The Family Credit UnionRegular SharesSavings · $100 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Primary membership share account requires maintaining a $25 balance to retain credit union membership. Earns monthly dividends on balances over $100.
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $2,000 0.15% $2,000 and upYour amount 0.20% Rate checked
More details - Hometown National BankStatement Savings AccountSavings · $100 min · 0.05%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $100 is required to avoid a $1.00 monthly fee. Interest is compounded and credited every calendar quarter.
Offer: Minimum balance of $100 is required to avoid a $1.00 monthly fee.
0.05% interest rate · $1 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Account Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded daily. $2 paper statement fee (eStatements are free). Quarterly statements unless combined with a Constitution Bank Checking Account or electronic transfers have occurred. For customers age 55+, paper statements and select additional services are provided without fee.
Offer: Interest compounded daily, credited monthly.
0.10% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $200 – $10,000 0.10% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Platinum APY. Requires Platinum Relationship Package Qualifications.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.17% $10,000 – $50,000Your amount 0.20% $50,000 – $250,000 0.23% $250,000 – $500,000 0.25% $500,000 and up 0.27% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications not met or not bundled with Verve Premier Checking. Dividends compounded and paid monthly.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - American Metro BankPersonal Money MarketPersonal Money Market · $2,000 min · 0.20%–0.25% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered interest rates. Minimum daily balance of $2,000.00 or minimum average daily balance of $5,000.00 to avoid $15.00 monthly maintenance fee. Limited check writing ($10.00 for each preauthorized transfer including checks over 6 per month).
Offer: Minimum daily balance of $2,000.00 or minimum average daily balance of $5,000.00 to avoid $15.00 monthly maintenance fee. $10.00 fee for each preauthorized transfer including checks over 6 per month.
0.20% interest rate · $15 monthly fee · Effective Jan 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Easy-access interest-bearing account with monthly statement, daily compound interest, monthly interest payment frequency, ATM card available, and online access to funds.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $500 0.00% $500 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Traditional tracking & interest with a traditional passbook, daily compound interest, and quarterly interest payment frequency. ATM card not available.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $500 0.00% $500 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly, credited quarterly and paid on collected balance. No monthly service charges. Free basic internet banking.
Offer: Minimum daily balance required to earn APY is $100.00.
0.20% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch