Bank · FDIC insured
Warren-Boynton State Bank Savings Rates
Warren-Boynton State Bank’s best savings rate is 0.55% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Warren-Boynton State Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Warren-Boynton State Bank has the most branches. $10,000, best rate first.
This bank’s best
Warren-Boynton State Bank
0.55%APY
- Requires
- None
- Earns on $10,000 a year
- $55
Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Earns on $10,000 a year
- $450
Warren-Boynton State Bank savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0001.61%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Warren-Boynton State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.55%APY
Fees could reduce earnings on this account. The interest rate and annual percentage yield (APY) may change after account opening. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.50% | $50 |
| $10,000 and up | 0.55% | $55 |
| $25,000 and up | 0.75% | — |
| $50,000 and up | 1.11% | — |
| $100,000 and up | 1.61% | — |
| $250,000 and up | 2.02% | — |
Sources (2)
All captured Oct 16, 2026
Passbook Savings
0.20%APY
The interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 service fee if balance falls below $100.00; $2 for each withdrawal in excess of six (6) per statement cycleAny balance | 0.20% | $20 | $3 service fee if balance falls below $100.00; $2 for each withdrawal in excess of six (6) per statement cycle |
Sources (1)
- wbsb.net/personal-banking/savings-accounts · captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
1.46%APY
The interest rate and annual percentage yield (APY) may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.46% | $146 |
Sources (1)
- wbsb.net/personal-banking/savings-accounts · captured Oct 16, 2026
Christmas Club
0.20%APY
The interest rate and annual percentage yield (APY) may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- wbsb.net/personal-banking/savings-accounts · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.