Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Iowa
- Premier BankChoice Money MarketChoice Money Market · $0 min · 0.05%–1.00% by balance
Bank · 3 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Account holders must have a Choice Checking account in order to open a Choice Money Market Account. If Choice Checking eligibility requirement is not met, all balances will earn 0.01% APY. Variable rate account; rates and APYs may change after opening. $25 monthly maintenance fee if balance falls below $25,000.
Offer: Must have Choice Checking to qualify. If balance falls below $25,000, a $25 monthly fee applies.
Qualified rate · 0.60% interest rate · $25 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Choice Money Market Balance APY Up to $100,000Your amount 0.60% $100,000 – $250,000$25 monthly fee waived with minimum $25,000 balance. 0.80% $250,000 – $500,000$25 monthly fee waived with minimum $25,000 balance. 1.00% Over $500,000$25 monthly fee waived with minimum $25,000 balance. 0.05% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: No monthly service fee or minimum balance requirements.
0.60% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY $1 and upYour amount 0.60% $150,000 and up 1.51% $250,000 and up 2.12% Rate checked
More details - Commercial Savings BankMoney Market SavingsMoney Market Savings · $2,500 min · 0.50%–2.02% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Minimum balance to obtain APY is based on daily principal balance.
Offer: Minimum balance to obtain APY is based on daily principal balance.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 0.60% $50,000 – $100,000 0.90% $100,000 – $500,000 1.51% $500,000 and up 2.02% Rate checked
More details - Blue Grass Savings BankMoney MarketMoney Market · $1,000 min · 0.60%–0.85% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: $5 monthly fee charged if the daily balance falls below $750. Interest is accrued daily and credited and compounded monthly at the end of statement period. Limit of six preauthorized, automatic, or telephone transfers monthly.
Offer: Monthly fee waived if daily balance does not fall below $750.
0.60% interest rate · Compounded monthly · $5 monthly fee · Effective Nov 23, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $24,999Your amount 0.60% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details - First National BankMoney Market SavingsMoney Market Savings · $0 min · 0.55%–0.90% by balance
Bank · 9 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered interest rates. Interest compounds monthly. $1,000 minimum balance to avoid monthly fees. Checks available upon request.
Offer: $1,000 minimum balance to avoid monthly fees.
0.55% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.55% $25,000 – $99,999 0.65% $100,000 – $249,999 0.75% $250,000 and up 0.90% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.55% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 11 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: $2 monthly maintenance fee waived when average daily balance for the month is above $50. Free paper statement available.
Offer: $2 monthly maintenance fee waived when average daily balance for the month is above $50.
0.40% interest rate · $2 monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.40% $10,000 and upYour amount 0.55% Rate checked
More details - Iowa State Savings BankConsumer Money MarketConsumer Money Market · 0.40%–1.05% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: No monthly fees assessed by maintaining a $1,000 account balance; $12.00 service charge assessed for balances below $1,000. Unlimited withdrawals and in-bank transfers. No minimum balance. Check writing option.
Offer: Monthly fee waived by maintaining a $1,000 account balance; $12.00 service charge assessed for balances below $1,000. Stated tier: Less than $10,000.
0.40% interest rate · $12 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY Up to $9,999 0.40% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.70% $50,000 – $99,999 0.90% $100,000 – $199,999 0.95% $200,000 and up 1.05% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered account: if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account. No monthly fees.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Savings Balance APY Up to $99 0.50% $100 – $9,999 0.50% $10,000 – $14,999Your amount 0.50% $15,000 – $24,999 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 3.50% $250,000 – $999,999 3.75% $1,000,000 and up 4.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal).
Offer: Earns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal).
0.50% interest rate · Compounded daily
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must have an HCSB checking account open for a minimum of 60 days, have at least one direct deposit, and be enrolled in E-Statements. Limit one Blue Advantage Savings or Blue Advantage Plus account per checking account.
Offer: Have an HCSB checking account open for a minimum of 60 days, have at least one direct deposit, be enrolled in E-Statements, and maintain a minimum balance of $2,500. Average daily balance method.
Qualified rate · 0.50% interest rate · Effective Aug 15, 2022
Rate checked
More details - First State BankMoney Market SavingsMoney Market Savings · $100 min · 0.40%–0.60% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: If account is inactive for one year and the balance falls below $1,000, a $2.50 monthly dormant fee is assessed. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening.
0.40% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.45% $10,000 – $50,000Your amount 0.50% $50,000 – $75,000 0.55% $75,000 and up 0.60% Rate checked
More details - Members1st Community Credit UnionLIQUIDITY1stSavings · $1,000 min · 0.50%–0.70% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,000Requirements
Product: Checks are available with these accounts, but they are not intended for primary checking account use. Minimum of $1,000 to earn dividends.
Offer: Minimum of $1,000 to earn dividends.
0.50% interest rate
Rate by balance
Rate by balance for LIQUIDITY1st Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 and up 0.70% Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch