Bank · FDIC insured
Commercial Savings Bank Savings Rates
Commercial Savings Bank’s best savings rate is 0.60% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Commercial Savings Bank’s savings rates compare
Compared with banks and credit unions near Carroll, IA, where Commercial Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Commercial Savings Bank
0.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Money Market Savings
Top rate
Dupaco Community Credit Union
2.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $225
2nd-highest rate
Westside State Bank
1.50%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $150
Commercial Savings Bank savings score
82
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commercial Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.60%APY
Minimum balance to obtain APY is based on daily principal balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to obtain APY is based on daily principal balance. | 0.50% | — | Minimum balance to obtain APY is based on daily principal balance. |
| $10,000 – $50,000Minimum balance to obtain APY is based on daily principal balance. | 0.60% | $60 | Minimum balance to obtain APY is based on daily principal balance. |
| $50,000 – $100,000Minimum balance to obtain APY is based on daily principal balance. | 0.90% | — | Minimum balance to obtain APY is based on daily principal balance. |
| $100,000 – $500,000Minimum balance to obtain APY is based on daily principal balance. | 1.51% | — | Minimum balance to obtain APY is based on daily principal balance. |
| $500,000 and upMinimum balance to obtain APY is based on daily principal balance. | 2.02% | — | Minimum balance to obtain APY is based on daily principal balance. |
Sources (1)
- csbcarroll.com/rates · captured Sep 18, 2026
Passbook Savings
0.50%APY
Earns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal).Any balance | 0.50% | $50 | Earns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal). |
Special-purpose accounts
IRA
2.77%APY
Penalty may be imposed for early withdrawal. Interest rate and APY may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $100,000Penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening. | 2.77% | $277 | Penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening. |
| $100,000 – $250,000Penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening. | 3.23% | — | Penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening. |
| $250,000 and upPenalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening. | 3.84% | — | Penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening. |
CSBeez Kidz Savings
0.50%APY
For those under the age of 18. Withdrawals are free unless monthly balance falls below $100 (then 3 free withdrawals per month, $0.50 per additional withdrawal).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor those under the age of 18. Withdrawals are free unless monthly balance falls below $100 (then 3 free withdrawals per month, $0.50 per additional withdrawal).Any balance | 0.50% | $50 | For those under the age of 18. Withdrawals are free unless monthly balance falls below $100 (then 3 free withdrawals per month, $0.50 per additional withdrawal). |
Health Savings Account
0.50%APY
Must have a high deductible health plan, cannot be enrolled in Medicare, cannot be claimed as a dependent on someone else's tax return, and must not be covered by another high deductible health plan.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest rate and APY may change after account opening. Balance tier based on daily principal balance. | 0.30% | — | Interest rate and APY may change after account opening. Balance tier based on daily principal balance. |
| $2,500 – $10,000Interest rate and APY may change after account opening. Balance tier based on daily principal balance. | 0.35% | — | Interest rate and APY may change after account opening. Balance tier based on daily principal balance. |
| $10,000 and upInterest rate and APY may change after account opening. Balance tier based on daily principal balance. | 0.50% | $50 | Interest rate and APY may change after account opening. Balance tier based on daily principal balance. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.