Skip to content

Bank · FDIC insured

First State Bank Savings Rates

First State Bank’s best savings rate is 0.50% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.

How First State Bank’s savings rates compare

Compared with banks and credit unions in Iowa, where First State Bank has the most branches. $10,000, best rate first.

  • This bank’s best

    First State Bank

    0.50%APY

    Minimum
    $100
    Earns on $10,000 a year
    $50

    Money Market Savings

  • Top rate

    Employees Credit Union

    3.82%APY

    Minimum
    $5,000
    Earns on $10,000 a year
    $381

    Employees Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    UMB Bank

    3.71%APY

    Minimum
    —
    Earns on $10,000 a year
    $371

    UMB Bank rates

Compare savings rates near you →

First State Bank savings score

79

Savings score

Higher than 48% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.40%
  • $10,000 balance$10,0000.50%
  • $100,000 balance$100,0000.60%
  • QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First State Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← First State Bank overview