Bank · FDIC insured
Hardin County Savings Bank Savings Rates
Hardin County Savings Bank’s best savings rate is 0.25% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How Hardin County Savings Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where Hardin County Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Hardin County Savings Bank
0.50%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Blue Advantage Savings
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Hardin County Savings Bank savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hardin County Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Blue Advantage Plus Savings
0.75%APY
Must have an HCSB checking account open for a minimum of 60 days. Limit one Blue Advantage Savings or Blue Advantage Plus account per checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upHave an HCSB checking account open for a minimum of 60 days and maintain a minimum balance of $50,000. Average daily balance method.$50,000 and up | 0.75% | — | Have an HCSB checking account open for a minimum of 60 days and maintain a minimum balance of $50,000. Average daily balance method. |
Sources (2)
All captured Oct 16, 2026
Blue Advantage Savings
0.50%APY
Must have an HCSB checking account open for a minimum of 60 days, have at least one direct deposit, and be enrolled in E-Statements. Limit one Blue Advantage Savings or Blue Advantage Plus account per checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upHave an HCSB checking account open for a minimum of 60 days, have at least one direct deposit, be enrolled in E-Statements, and maintain a minimum balance of $2,500. Average daily balance method.$2,500 and up | 0.50% | $50 | Have an HCSB checking account open for a minimum of 60 days, have at least one direct deposit, be enrolled in E-Statements, and maintain a minimum balance of $2,500. Average daily balance method. |
Sources (2)
All captured Oct 16, 2026
Super Saver Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Average Daily Balance calculation method. | 0.25% | $25 | Average Daily Balance calculation method. |
| $25,000 and upAverage Daily Balance calculation method. | 0.30% | — | Average Daily Balance calculation method. |
Sources (2)
All captured Oct 16, 2026
Regular Savings Account
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to obtain APY is $10.00. Average daily balance method.$10 and up | 0.25% | $25 | Minimum balance to obtain APY is $10.00. Average daily balance method. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club Account
0.75%APY
Matures in October. Can be set up for automatic transfers from checking account to earn a higher interest rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAverage daily balance method.Any balance | 0.75% | $75 | Average daily balance method. |
Sources (2)
All captured Oct 16, 2026
Vacation Club Account
0.75%APY
Disburses funds in May. Automatic transfers from checking account help earn higher interest rate boost.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAverage daily balance method.Any balance | 0.75% | $75 | Average daily balance method. |
Sources (2)
All captured Oct 16, 2026
Health Savings Account
0.60%APY
Must be covered under a high-deductible health plan; not enrolled in Medicare; not claimed as a dependent on someone else’s tax return.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Must be covered under a high-deductible health plan; not enrolled in Medicare; not claimed as a dependent on someone else’s tax return. Average daily balance method. | 0.60% | $60 | Must be covered under a high-deductible health plan; not enrolled in Medicare; not claimed as a dependent on someone else’s tax return. Average daily balance method. |
| $25,000 and upMust be covered under a high-deductible health plan; not enrolled in Medicare; not claimed as a dependent on someone else’s tax return. Average daily balance method. | 0.70% | — | Must be covered under a high-deductible health plan; not enrolled in Medicare; not claimed as a dependent on someone else’s tax return. Average daily balance method. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.