Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Georgia
- 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required ($0.01 par value share deposit). Fiduciary accounts and business members are not eligible for some specialized savings types.
Offer: Minimum opening deposit of $0.01 par value membership share buys share in credit union.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - SRP Federal Credit UnionEmergency Fund Builder Savings AccountSavings · $0 min · 0.37%–5.00% by balance
Credit union · 8 branches
0.37%APY$37 a year on $10,000Requirements
Product: Available for Consumer accounts only; fiduciary accounts and business members are not eligible for this account type. Emergency Fund Builder Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Minimum account balance to earn stated APY is $0.01.
Offer: The promoted 5.00% APY is earned on balances up to $1,000.00. Minimum account balance to earn stated APY is $0.01.
4.89% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Fund Builder Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.37% Rate checked
More details - The Southern Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.00%–0.85% by balance
Credit union · 11 branches
0.35%APY$35 a year on $10,000Requirements
Product: Dividends compounded daily and credited monthly. Limit to 6 withdrawals/transfers per month before a $10.00 excessive withdrawal fee is assessed. Limit of 1 Money Market Account per member.
Offer: Monthly maintenance fee of $10.00 if balance falls below $2,500.00.
Compounded daily · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.00% $2,500 – $10,000 0.30% $10,000 – $25,000Your amountMonthly maintenance fee of $10.00 waived with minimum balance of $2,500.00. 0.35% $25,000 – $50,000Monthly maintenance fee of $10.00 waived with minimum balance of $2,500.00. 0.40% $50,000 – $100,000Monthly maintenance fee of $10.00 waived with minimum balance of $2,500.00. 0.60% $100,000 and upMonthly maintenance fee of $10.00 waived with minimum balance of $2,500.00. 0.85% Rate checked
More details - Delta Community Credit UnionPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.30%–2.15% by balance
Credit union · 30 branches
0.35%APY$35 a year on $10,000Requirements
Product: $5.00 opening and minimum balance required. Minimum balance to earn dividends is $1,000.00. No monthly fee. Free ATM card. No early withdrawal penalty.
Offer: Minimum balance to earn dividends is $1,000.00. No monthly fees.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.35% $1,000,000 and up 2.15% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–1.10% by balance
Credit union · 6 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Standard rate. Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.10% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: No more than 6 pre-authorized, automatic, or internet transfers/withdrawals per month.
Offer: A $3.00 monthly fee is charged if savings account drops below the minimum average daily balance of $100. This service fee will be waived if you have one of the following Account Qualifiers: Direct Deposit, Prestige Account, Advantage Checking Account, Certificate Account, IRA Account, Current Loan Balance (less than 60 days delinquent), You Are Age 18 and Under or Age 55 or Above. Minimum balance of $100 required to obtain stated APY.
0.35% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Century Bank & TrustMoney Market AccountMoney Market Account · $2,500 min · 0.35%–0.50% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. Free online banking, mobile banking, and eStatements. First six transfers/debits per month are free; $5 fee per excess debit.
Offer: Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance.
0.35% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - Northside Federal Credit UnionShare AccountSavings · $25 min · 0.00%–0.50% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Dividends compound and pay quarterly based on the average daily balance. Par value of a share is $25.00. Must maintain a minimum average daily balance of $25.00 to earn dividends.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $25 0.00% Up to $5,000 0.25% $5,000 – $50,000Your amount 0.35% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - CDC Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–0.45% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum average daily balance of $1,000 to earn dividends; $15 monthly fee if average daily balance drops below $1,000. Up to 6 third-party payment transfers per month ($10 transaction fee per transfer in excess of 6).
Offer: Minimum average daily balance of $1,000 or more to earn dividends; $15 monthly fee applies if average daily balance drops below $1,000.
0.25% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,499 0.25% $2,500 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.40% $50,000 and up 0.45% Rate checked
More details - LOCOGA Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Two free withdrawals per month allowed. Calculation uses Average Daily Balance. Accrued dividends are forfeited if the account is closed before dividends are paid. Stated compounding frequency is monthly in the rate schedule and quarterly on the product page.
0.30% interest rate · Effective Aug 1, 2024
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $49,999 0.40% $50,000 and up 0.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Set money aside to reach a specific goal. No minimum balance fees. No minimum deposit to open.
Offer: Competitive dividends on average daily balance of $100 or more. Shares rate schedule with Share Savings. No minimum balance fees. No minimum deposit to open.
0.35% interest rate · No monthly fee · Effective Jun 26, 2025
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes membership with Southeastern Credit Union. Minimum balance fee avoided by maintaining a $150 minimum balance, or waived with another share or loan with SCU. $25 minimum deposit to open.
Offer: Rate applies to balances over $100 (average daily balance of $100 or more). Avoid minimum balance fee by maintaining a $150 minimum balance (waived with another share or loan with SCU). Opening deposit $25.
0.35% interest rate · Effective Jun 26, 2025
Rate checked
More details - CGR Credit UnionMoney Market Draft AccountMoney Market Draft Account · $500 min
Credit union · 5 branches
0.35%APY$35 a year on $10,000Requirements
Product: Dividends are paid monthly. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: Minimum balance to earn dividend is $500.
0.35% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches