Bank · FDIC insured
Century Bank & Trust Savings Rates
Century Bank & Trust’s best savings rate is 0.35% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Century Bank & Trust’s savings rates compare
Compared with banks and credit unions near Milledgeville, GA, where Century Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Century Bank & Trust
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $125
Century Saver
2nd-highest rate
MidSouth Community Federal Credit Union
0.75%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $75
3rd-highest rate
Robins Financial Credit Union
0.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Century Bank & Trust savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.50%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.35%APY
Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. Free online banking, mobile banking, and eStatements. First six transfers/debits per month are free; $5 fee per excess debit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. | 0.35% | $35 | Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. |
| $25,000 – $50,000Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. | 0.40% | — | Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. |
| $50,000 – $100,000Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. | 0.45% | — | Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. |
| $100,000 and upAvoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. | 0.50% | — | Avoid $7.50 monthly balance fee by maintaining a $2,500 minimum daily balance. |
Regular Savings
0.30%APY
Avoid the $5 monthly balance fee by maintaining a $200 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Monthly fee waived by maintaining a $200 minimum daily balance. | 0.15% | — | Monthly fee waived by maintaining a $200 minimum daily balance. |
| $200 and upMonthly fee waived by maintaining a $200 minimum daily balance. | 0.30% | $30 | Monthly fee waived by maintaining a $200 minimum daily balance. |
Century Saver
0.00%APY on $10,000
Links to Century Cash or Century Cash Back checking. Automatic transfers of Century Cash Checking or Century Cash Back Checking earnings. Qualifications during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in online banking, enrolled in and agree to receive eStatements.
| Part of the balance | Rate on that part |
|---|---|
| $25,000 and up | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Special-purpose accounts
Christmas Savings
0.30%APY
Automated savings plan where deposits are transferred from existing Century Bank and Trust accounts. Funds will be paid on the first business day in November. Partial withdrawals and ATM transactions are not permitted. A $10 service charge applies if closed within 6 months of opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.