Credit union · NCUA insured
LOCOGA Federal Credit Union Savings Rates
LOCOGA Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How LOCOGA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Valdosta, GA, where LOCOGA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LOCOGA Federal Credit Union
0.35%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $35
Money Market Accounts
Top rate
First Commerce Credit Union
3.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
2nd-highest rate
Southeastern Credit Union
1.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $176
LOCOGA Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LOCOGA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.35%APY
Two free withdrawals per month allowed. Calculation uses Average Daily Balance. Accrued dividends are forfeited if the account is closed before dividends are paid. Stated compounding frequency is monthly in the rate schedule and quarterly on the product page.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.30% | — |
| $10,000 – $25,000 | 0.35% | $35 |
| $25,000 – $49,999 | 0.40% | — |
| $50,000 and up | 0.50% | — |
Sources (2)
All captured Sep 19, 2026
Who can join LOCOGA Federal Credit Union
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