Credit union · NCUA insured
Northside Federal Credit Union
Top CarrotA $21.9M credit union headquartered in Atlanta, GA, with 5,951 members and 2 branches in Georgia. Best rates: CDs 4.05% and savings 0.35% APY.
Northside Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#12 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northside Federal Credit Union
Northside Federal Credit Union was chartered on December 27, 1970, for the purpose of serving the financial needs of the employees of Northside Hospital.
- Headquarters
- 980 Johnson Ferry Rd, suite 190, Atlanta, GA 30342
- NCUA charter
- 20410
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Northside Hospital are eligible for membership.
Cost to join
- An initial $25 share deposit is required, which serves as a mandatory minimum balance in the savings account at all times.
Branches
2 branches in Georgia
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Georgia
2 branches
- Northside FCUMain office980 Johnson Ferry Rd, suite 190, Atlanta, GA 30342Directions
- Northside Federal Credit Union1100 Forsyth Drive, Suite 200, Cumming, GA 30041Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.55% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.24% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $70 | $59 | — |
- CapitalNet worth ratio18.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.55%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.24%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$70Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northside Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.