Best high-yield savings rates

Requirements

Product: TFCU will deposit the $1 minimum requirement to open a membership savings account. Must reside in a state within TFCU lending area.

Offer: Quarterly dividend payments. $1 minimum deposit.

Requirements

Product: Advertised rates apply only in Florida for domestic accounts. $5 monthly fee is waived by maintaining a $300 average balance per statement cycle, or by maintaining a $1 balance in a Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.

Offer: Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.

Requirements

Product: Become a member and get started for just $5. Primary Share Account Closure Fee of $10.00 if closed within 60 days.

Offer: Dividends earned daily, credited and compounded monthly. Rates subject to change at any time.

Requirements

Product: No minimum balance. No monthly service fee.

Offer: Dividends earned daily, credited and compounded monthly. Rate and APY declared by Board of Directors and subject to change at any time.

Requirements

Product: Basis for membership in Credit Union. Initial deposit of $10.00 to open, $5.00 is a one-time membership fee. Must maintain a $5.00 balance in the account at all times. If you open just a savings there is no minimum balance requirement if you are under 18 or 60 or older; otherwise if the primary savings account is the only account you have with the credit union you must maintain a balance of $200.00 or greater once open for 6 months or pay a monthly fee.

Requirements

Product: Requires linking to a free Sail Checking or Surf Checking account; limit of 1 account per member. No recurring monthly maintenance fees or opening minimum deposit.

Offer: Base non-qualified rate applied to the entire average daily balance when linked account qualifications are not met.

Requirements

Product: Open up to three Special Share Savings Accounts alongside main savings account. Dividends compounded monthly and credited quarterly based on Average Daily Balance. Closing account before dividends are paid forfeits accrued dividends.

Requirements

Product: Start membership and savings journey with a $5 initial deposit; maintain a minimum balance of $5 and regular activity to remain a member. Dividends compounded monthly and credited quarterly based on Average Daily Balance. Closing account before dividends are paid forfeits accrued dividends.

Requirements

Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.

Offer: Balances through $99.99. APY equals interest rate.

Requirements

Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.

Requirements

Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.

Requirements

Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.

Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.

Requirements

Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.

Offer: Base rate when qualifications are not met in the Interest Checking Combo Account.

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.

Offer: Base rate applied to all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back account.