Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Colorado
- 0.10%APY$10 a year on $10,000
Effective Aug 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes ownership share and credit union membership.
Effective Aug 1, 2022
Rate checked
More details - Meritrust Credit Union – ColoradoHigh Yield Savings AccountSavings · $0 min · 0.10%–3.04% by balance
Credit union · 18 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account. Dividend rate is based on U.S. Prime rate (index) as published in the Wall Street Journal. For balances $15,000 and greater, dividend rate will be no less than index minus 4.00%. In no case will account dividend rate be less than 0.10%. If average daily balance falls within range for a particular tier, dividend rate applicable to that tier applies to full balance in account. No fees or penalties.
Offer: Tier $0 - $14,999.99. Minimum Opening Balance: None. Minimum Balance to Earn APY: None.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $15,000Your amount 0.10% $15,000 and up 3.04% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 minimum balance required to open account and become a member. Earn dividends quarterly. No monthly fees.
Offer: Earn dividends quarterly. $5 minimum balance required. No monthly fees. Minimum balance required to earn dividends is $100. Minimum opening deposit requirement is $5.
0.10% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - Minnequa Works Credit UnionMomentum SavingsSavings · $0 min · 0.10%–4.28% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Reverse-tier savings account paying highest dividend rate on first dollars saved. Limit 1 Momentum Savings per Member. Rates are variable and can change at any time. Compounded/credited monthly.
Offer: Monthly compounded/credited. First tier of reverse-tier structure.
4.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Momentum Savings Balance APY Up to $2,000 4.28% $2,000 – $5,000Second tier. 1.51% $5,000 – $10,000Third tier. 0.50% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $25 to be held in primary savings account. Represents ownership stock in Minnequa Works Credit Union. Dividend compounded/credited quarterly.
Offer: Quarterly compounded/credited.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.07%–1.00% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury. 0.30% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 – $500,000 0.70% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Variable rate – Annual Percentage Yield may change after account is opened.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a minimum $5 balance to access all products and services offered.
Offer: Rate may change after account is opened and subject to change without notice.
0.10% interest rate · Effective Sep 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rate may change after account is opened and subject to change without notice.
0.10% interest rate · Effective Sep 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Nov 22, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $25 minimum to open and maintain. No monthly service fee. Dividends compounded and credited monthly.
Offer: Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Nov 22, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No min to open. No min balance. No service fees. Canvas Credit Union membership required.
Offer: No minimum deposit or balance. No service fees.
No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches