Credit union · NCUA insured
Minnequa Works Credit Union Savings Rates
Minnequa Works Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Minnequa Works Credit Union’s savings rates compare
Compared with banks and credit unions near Pueblo, CO, where Minnequa Works Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Minnequa Works Credit Union
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Meritrust Credit Union – Colorado
3.50%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Minnequa Works Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0004.28%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.04%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Minnequa Works Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Momentum Savings
Up to 0.50%APY
Reverse-tier savings account paying highest dividend rate on first dollars saved. Limit 1 Momentum Savings per Member. Rates are variable and can change at any time. Compounded/credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Monthly compounded/credited. First tier of reverse-tier structure. | 4.28% | — | Monthly compounded/credited. First tier of reverse-tier structure. |
| $2,000 – $5,000Monthly compounded/credited. Second tier. | 1.51% | — | Monthly compounded/credited. Second tier. |
| $5,000 – $10,000Monthly compounded/credited. Third tier. | 0.50% | $50 | Monthly compounded/credited. Third tier. |
| $10,000 and upMonthly compounded/credited. Fourth tier ($10,000 +). | 0.10% | $10 | Monthly compounded/credited. Fourth tier ($10,000 +). |
High Yield Savings
Up to 3.04%APY
Limit of 1 High Yield Savings Account per Member. Variable rate account. If balance is below $25,000, the rate will earn 0.00% dividend. If minimum balance of $25,000 is met, full range of funds up to $100,000 earns stated rate. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $100,000Monthly compounded/credited. Minimum balance of $25,000 to earn dividend; full range of funds up to $100,000 earns dividend. | 3.04% | — | Monthly compounded/credited. Minimum balance of $25,000 to earn dividend; full range of funds up to $100,000 earns dividend. |
| Over $100,000Monthly compounded/credited. Balances over $100,000. | 0.10% | — | Monthly compounded/credited. Balances over $100,000. |
Sources (2)
All captured Oct 4, 2026
Money Market
Up to 0.25%APY
Federally insured by the NCUA.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 and upCompounded/credited monthly. · $2,500 to open | 0.20% | $2,500 | $20 | Compounded/credited monthly. |
| $10,000 and upCompounded/credited monthly. · Unknown to open | 0.25% | Unknown | $25 | Compounded/credited monthly. |
| $25,000 and upCompounded/credited monthly. · Unknown to open | 0.30% | Unknown | — | Compounded/credited monthly. |
| $50,000 and upCompounded/credited monthly. · Unknown to open | 0.40% | Unknown | — | Compounded/credited monthly. |
Sources (2)
All captured Oct 4, 2026
Share/Savings
0.10%APY
Minimum balance requirement of $25 to be held in primary savings account. Represents ownership stock in Minnequa Works Credit Union. Dividend compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarterly compounded/credited.$25 and up | 0.10% | $10 | Quarterly compounded/credited. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Shares
0.20%APY
Individual Retirement Accounts offering Traditional and Roth IRA options. No maintenance fees. Quarterly compounded/credited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarterly compounded/credited. No maintenance fees.$25 and up | 0.20% | $20 | Quarterly compounded/credited. No maintenance fees. |
Sources (2)
All captured Oct 4, 2026
Christmas Club Account
0.10%APY
Funds automatically transfer into primary share account on November 1. Can be opened with $25 and funded via payroll deduction, online banking, branch transfers, or debit card round-up savings. Listed under Club Accounts on rate schedule.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarterly compounded/credited. Rate applies under Club Accounts. Funds automatically transferred to primary share on November 1.$25 and up | 0.10% | $10 | Quarterly compounded/credited. Rate applies under Club Accounts. Funds automatically transferred to primary share on November 1. |
Sources (2)
All captured Oct 4, 2026
Vacation Savings Account
0.10%APY
Savings account for vacation goals. Funds can be withdrawn anytime without penalties. Can be opened with $25. Listed under Club Accounts on rate schedule.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarterly compounded/credited. Rate applies under Club Accounts.$25 and up | 0.10% | $10 | Quarterly compounded/credited. Rate applies under Club Accounts. |
Sources (2)
All captured Oct 4, 2026
YSave
0.10%APY
Special youth savings account designed for Members under age 18. Must maintain a primary share in good standing. Limit 1 per Member. Quarterly compounded/credited. Offers a one-time $100 bonus dividend upon making an initial deposit of $25, enrolling in eStatements, and making 3 additional deposits of $25 or more on separate days totaling $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarterly compounded/credited. One-time bonus dividend available under program terms.$25 and up | 0.10% | $10 | Quarterly compounded/credited. One-time bonus dividend available under program terms. |
Sources (3)
All captured Oct 4, 2026
Who can join Minnequa Works Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Colorado residents who live or work in Pueblo County, Fremont County, Huerfano County, Las Animas County, Otero County, Crowley County, Alamosa County, Saguache County, or Chaffee County are eligible for membership.
- Colorado residents who worship at any church in Pueblo County are eligible for membership.
Employers and groups
- Members of the Bessemer Historical Society/Steelworks Center of the West who are Colorado residents at account opening are eligible for membership.
- EVRAZ (CF&I) Steel Mill employees and their families who are Colorado residents at account opening are eligible for membership.
- Colorado residents who become members of the Minnequa Works Helping Hands Foundation are eligible for membership.
- Parkview Hospital (UC Health) employees and their families who are Colorado residents at account opening are eligible for membership.
1 more way to join
Military, government and schools
- Pueblo County employees and their families who are Colorado residents at account opening are eligible for membership.
Membership information collected October 4, 2026.