Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 106–120 results in California

  1. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 562 branches

    2.00%APY$200 a year on $10,000with conditions
  2. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 562 branches

    2.00%APY$200 a year on $10,000with conditions
  3. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaPersonal Super Money FundPersonal Super Money Fund · $1,000 min · 1.87%–2.18% by balance

    Bank · 1 branch

    1.87%APY$187 a year on $10,000
  4. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionMoney Market AccountMoney Market Account · $0 min

    Credit union · 6 branches

    1.81%APY$181 a year on $10,000with conditions
  5. CTBC BankOnline Personal SavingsSavings · $250 min · 1.80%–3.30% by balance

    Bank · 17 branches

    1.80%APY$180 a year on $10,000
  6. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionOnline SavingsSavings · $0 min

    Credit union · 2 branches

    1.75%APY$175 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 93
    Desert Valleys Federal Credit UnionSuper SaverSavings · $100 min · 0.00%–2.25% by balance

    Credit union · 2 branches

    1.75%APY$175 a year on $10,000
  8. Top Carrot, Carrot Score 93
    Desert Valleys Federal Credit UnionSuper Saver Money MarketSuper Saver Money Market

    Credit union · 2 branches

    1.75%APY$175 a year on $10,000
  9. Top Carrot, Carrot Score 94
    Corazo Credit UnionEmergency SavingsSavings · $5 min · up to $10,000

    Credit union · 4 branches

    1.75%APY$175 a year on $10,000
  10. Top Carrot, Carrot Score 87
    CEFCUMy Use AccountSavings · $5 min · 1.55%–1.65% by balance

    Credit union · 7 branches

    1.65%APY$165 a year on $10,000
  11. Top Carrot, Carrot Score 89
    Long Beach City Employees Federal Credit UnionSavings AccountSavings · $50 min · 1.61%–2.07% by balance

    Credit union · 1 branch

    1.61%APY$161 a year on $10,000
  12. Top Carrot, Carrot Score 88
    Partners Federal Credit UnionHigh Yield SavingsSavings · $10,000 min

    Credit union · 7 branches

    1.60%APY$160 a year on $10,000with conditions
  13. Top Carrot, Carrot Score 88
    SRI Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–3.95% by balance

    Credit union · 2 branches

    1.60%APY$160 a year on $10,000
  14. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance

    Credit union · 10 branches

    1.60%APY$160 a year on $10,000
  15. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionMoney Market AccountMoney Market Account · $0 min

    Credit union · 6 branches

    1.56%APY$156 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in California

790 accounts at 288 banks and credit unions · checked Oct 16–22

Typical
0.20%
Top 10% from
2.41%
Banks, typical
0.15%
Credit unions, typical
0.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate