Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 556–570 results in California
- Befit Financial Federal Credit UnionShare SavingsSavings · $100 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: Baseline option that makes member a shareholder in the credit union. Dividends are calculated using the Average Daily Balance method and paid monthly.
Offer: Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%.
0.05% interest rate · Effective Dec 1, 2025
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $5,000 0.05% $5,001 – $10,000Your amountAPR is 0.06%. 0.06% $10,001 – $25,000APR is 0.07%. 0.07% $25,000 and upAPR is 0.07%. 0.07% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Requires purchasing 5 shares ($5.00 each) in the credit union to open. Must maintain a $25 minimum balance to avoid closure. Dividends compounded monthly, credited quarterly on minimum balance of $100.
Offer: Dividends compounded monthly, credited quarterly on minimum balance of $100.00 to obtain APY. Must maintain a minimum balance of $25.00 to avoid closure. Accrued dividends not received if closed prior to crediting.
Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates.
Offer: Variable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Limit of 1 account per Membership. Requires a CleaRewards Checking or CleaRewards Cash Back account. No recurring monthly maintenance charges or fees to open or close.
Offer: Base rate earned on entire daily balance when qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 20, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can fund automatically using Direct Deposit or Payroll Deduction. Give account a nickname for goal tracking.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly service fee. Minimum daily balance of $250 required to earn dividends. Subject to a No Activity Fee if daily balance falls below $500 and there is no activity (except crediting of dividends) for 12 consecutive months. May be used for overdraft protection.
Offer: To earn a dividend, minimum daily balance must be at least $250.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends paid on balances of $50 or more. Variable rate. Dividends paid quarterly. Complimentary statements or eDocuments. Free ATM Card.
Offer: Dividends paid quarterly. Rate is variable.
0.05% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must live, work, worship, or attend school in San Mateo, Alameda, Contra Costa, Santa Clara, or San Francisco County, or be affiliated with partner organizations. $1 minimum opening deposit held as membership share pledge; $0 for secondary savings.
Offer: To become a member, minimum opening deposit of $1.00 is required as membership share pledge; secondary savings has $0 opening minimum.
0.05% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account requiring a Monterra CU checking account (excluding Business Checking) under the same membership. Bonus APY earned when monthly requirements are met, otherwise base APY applies.
Offer: Base APY applied when monthly statement cycle requirements are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10 monthly service fee waived if end of month balance is $500+, or with another loan, checking or savings account (except Goal Setter) added, or if member is under 18. Name account after specific savings goal.
Offer: Requires a minimum average daily balance of $500 to earn APY. Balances under $500 are subject to monthly service fees. Average daily balances of $3,000 or more earn the same stated rate.
0.05% interest rate · $10 monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years of age or older to open. Keep at least $500 average monthly daily balance to be automatically entered into monthly, quarterly, and annual prize drawings. Automatic prize entries for every additional $25 saved over $500. No monthly service fees.
Offer: A minimum balance of $500 is required to earn interest. Average daily balances of $3,000 or more earn the same stated rate.
0.05% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10 monthly service fee waived if end of month balance is $500+, or with another loan, checking or savings account (except Goal Setter) added, or if member is under 18. Unlimited transactions. Funds can be used for overdraft protection to a linked checking account.
Offer: Minimum average daily balance of $500 required to earn APY. Balances under $500 are subject to monthly service fees. Average daily balances of $3,000 or more earn the same stated rate.
0.05% interest rate · $10 monthly fee · Effective Oct 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
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